PRA Group / Barclaycard Court Claim CCJ

[J.K]

Hello Everyone,

I have seen many successful cases and would like to seek advice on my case. I have found this forum quite late but I hope I will get to resolve this with the community's help.

Summary of my case:
Barclays Sold debt to PRA Group in 2019. (Debt around £2.4k).
PRA Group has been demanding funds, the cases have gone to Money claims in the last 3 months, I have submitted my defence, and now I have received a Small Claims Directions Questionnaire to fill in by the court (Form N180), Mediation.

I have requested CCA and am pending a response from PRA Group.

From PRA Group, so far I have received:

• Reconstituted Agreement
• Historic Ts & Cs
• Varied Ts & Cs
• Statement information
• Notice of assignment (Barclays to PRA)
• Dispute response from 2020

The reconstituted Agreement does not have any dates, names, addresses or signatures.

What is the best way to strike against this case?
Do I complete the DQ Form and proceed with the Mediation?
What happens within the Mediation with PRA and is there a way to settle this without a court hearing?

This seems to be progressing further and PRA Group is not stepping down, so I am really worried.

I am new to this so if any more information is required, please let me know.

Kind regards,
JK

[MIKE770]

Courts expect you save as to court time. Depends on more facts. CCA took out etc last payment default Dãte

[MIKE770]

Mediation try to come to agreement if facts are there and documents in order. Could if no real case try to compromise an agreement to make a payment monthly and as long as you keep to it no CCJ but up to you. Des-8