Court claim received - Debt over 6 years old

[Gemm83]

I've just received a claim form (CCJ) in regards to a very old debt. Not proud of it. Young stupid and buried head in sand.

The debt it self is listed nowhere on my credit history. The last acknowledged payment would have been through a DMP which ceased existence 6 years ago in January.

How do I deal with this. I'm 100% the debt is time barred. Can it even get to the stage if it was though?

[ostell]

Of course they can claim, it's up to you to defend with statute barred. That's if it really is 6 years

[Gemm83]

Thankyou. It is. I have searched my full credit file as has my mortgage advisor. There is nothing on there whatsoever.

[ostell]

If you are sure of the factes then you have to acknowledge the claim and state in your defence that the debt is statute barred.

[MIKE770]

statute barred as per " statute of limitations":- Fact Sheet - Statute barred debts | Time limits for recovering