Arrow Global Ltd BOS Court Claim Scotland

[Artistry]

Hi folks,

Hoping for some advice please.

I'm based in Scotland and have lived in numerous addresses over the years.

Last week I came home to find a Walker Love note to say that they had a matter to discuss, a mobile number to call and the name was down as "the occupier". I ignored this note as it seemed suspicious to me/like fishing for info. It was similar to a courier note to say you weren't home so we missed you.

I've come home today to find a large brown envelope, addressed to me containing a Form 6a Simple Procedure Notice of Claim against me from Arrow Global Limited in Manchester, through Walker Love regarding an old BOS debt for £2000.

I believe this debt to be statute barred and am hoping for advice on what the next steps should be?

Within the papers they've included the following.

-Last payment made by respondent was March 2015 for £80 to Bank of Scotland CC.

-Account defaulted on November 2015.

-Arrow Global are claiming to have issued 3 letters and a phone call between end of May 2019 and middle of June 2019, to my old address that I was no longer staying at during this time, requesting to contact agent to discuss.
They then note No response to the letters.

-I have never received any letters from Arrow Global or made any communication with them, No phone calls, no response to letters.

-And now all of a sudden I have Walker Love issuing Simple Procedure Claim papers against me.

Surely this debt is now Statute Barred as my last payment was made over 6 years ago, and I have never made contact with numerous debt collection agencies chasing this debt.

Thank you,

A

[ostell]

In Scotland Statute Barred is after 5 years.

[Artistry]

In Scotland Statute Barred is after 5 years.

Ok thank you, this is what I thought.

How should I respond to the court forms, in full disagreement and stating Statute Barred?

[pt2537]

Hi folks,

Hoping for some advice please.

I'm based in Scotland and have lived in numerous addresses over the years.

Last week I came home to find a Walker Love note to say that they had a matter to discuss, a mobile number to call and the name was down as "the occupier". I ignored this note as it seemed suspicious to me/like fishing for info. It was similar to a courier note to say you weren't home so we missed you.

I've come home today to find a large brown envelope, addressed to me containing a Form 6a Simple Procedure Notice of Claim against me from Arrow Global Limited in Manchester, through Walker Love regarding an old BOS debt for £2000.

I believe this debt to be statute barred and am hoping for advice on what the next steps should be?

Within the papers they've included the following.

-Last payment made by respondent was March 2015 for £80 to Bank of Scotland CC.

-Account defaulted on November 2015.

-Arrow Global are claiming to have issued 3 letters and a phone call between end of May 2019 and middle of June 2019, to my old address that I was no longer staying at during this time, requesting to contact agent to discuss.
They then note No response to the letters.

-I have never received any letters from Arrow Global or made any communication with them, No phone calls, no response to letters.

-And now all of a sudden I have Walker Love issuing Simple Procedure Claim papers against me.

Surely this debt is now Statute Barred as my last payment was made over 6 years ago, and I have never made contact with numerous debt collection agencies chasing this debt.

Thank you,

A

As long as the default notice was compliant then they are in trouble if youve made no payments or acknowledgments in the last 6 years.

[Artistry]

As long as the default notice was compliant then they are in trouble if youve made no payments or acknowledgments in the last 6 years.

The original default notice from BOS will have been back in 2015, I have never responded to any form of communications and have moved address 8 times since then.

All the dates and facts are correct in my initial post so I'm not sure how they've managed to get it to this stage with no communication received?

I've literally had no communication with BOS regarding the account, or the numerous debt agencies it was sold to.

Are there any pointers on replying to the Scottish Court Form 4A?

As far as I'm concerned it's Statute Barred and should never have gotten to this stage in the first place.

Thank you.