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Hoist Finance / County Court Claim - Help needed. Next Steps?

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  • Hoist Finance / County Court Claim - Help needed. Next Steps?

    Received a claim? Yes
    Issue Date: 9th Jan 2021
    Have you Acknowledged the Claim?: Yes, earlier today (online)
    Total Amount Claimed : £3300
    Claimant’s Name: Hoist Finance UK Holdings 2 LI
    Solicitors Firm: Howard Cohen and Co, Leeds L3 1AB
    Original Creditor: M&S Credit Card
    Original Debt: £5000, card opened in 2006 and stopped in 2009 when a default was placed against my credit file (now dropped off)
    Particulars of Claim: I have been paying a very small amount via Payplan up until Oct 2019 and stopped at that point
    Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
    List any letters you have sent (eg: CCA/ CPR ): Nothing yet, will ask for CCA
    Any Other Information or Background Details: As above
    Tags: None

  • #2
    Hi there.

    You may want to try the All About Debt Forum who have a lot of experience with Hoist and Howard Cohen. Www.all-about-debt.co.uk

    Comment

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    SHORTCUTS


    First Steps
    Check dates
    Income/Expenditure
    Acknowledge Claim
    CCA Request
    CPR 31.14 Request
    Subject Access Request Letter
    Example Defence
    Set Aside Application
    Directions Questionnaire



    If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service

    Defend Claim - within 28 days from Service (IF you acknowledged in time)

    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




    We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
    If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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