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Received a claim? Yes
Issue Date:12/03/2020
Have you Acknowledged the Claim?:Yes
Total Amount Claimed :£3,300
Claimant’s Name: Lowell Portfolio
Solicitors Firm: Lowell Solicitors
Original Creditor: Halifax
Original Debt £3,000
Particulars of Claim: 1) The Defendant entered into an agreement with Halifax which was regulated by the consumer Credit Act 1974 Under reference XXXXXX on (Date in 2014) ('the Agreement')
2 In breach of the Agreement, the Defendant failed to maintain the required payments and the Agreement was terminated.
3}The Agreement was later assigned to the Claimant on xx/xx/2019 and written notice given to the Defendant.
4) Despite repeated requests for payment the sum of (xxxx) remains due and outstanding. And the Claims a) The sum of xxxx b) roughly £200 in costs and interest c) costs.
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?) Not statue barred.
List any letters you have sent (eg: CCA/ CPR ): CCA and CPR
Any Other Information or Background Details: I cannot pay this debt due to extended unemployment caused for several reasons.
I have follow the route of sending CCA and CPR for which I have not yet received a reply. I'm now filing my defence which I will share in the next post.
Issue Date:12/03/2020
Have you Acknowledged the Claim?:Yes
Total Amount Claimed :£3,300
Claimant’s Name: Lowell Portfolio
Solicitors Firm: Lowell Solicitors
Original Creditor: Halifax
Original Debt £3,000
Particulars of Claim: 1) The Defendant entered into an agreement with Halifax which was regulated by the consumer Credit Act 1974 Under reference XXXXXX on (Date in 2014) ('the Agreement')
2 In breach of the Agreement, the Defendant failed to maintain the required payments and the Agreement was terminated.
3}The Agreement was later assigned to the Claimant on xx/xx/2019 and written notice given to the Defendant.
4) Despite repeated requests for payment the sum of (xxxx) remains due and outstanding. And the Claims a) The sum of xxxx b) roughly £200 in costs and interest c) costs.
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?) Not statue barred.
List any letters you have sent (eg: CCA/ CPR ): CCA and CPR
Any Other Information or Background Details: I cannot pay this debt due to extended unemployment caused for several reasons.
I have follow the route of sending CCA and CPR for which I have not yet received a reply. I'm now filing my defence which I will share in the next post.
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