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Copied from Welcome Forum.*In August 2018 Restons tried to get a CCJ for an old credit card debt. I used a template to defend and after they sent some docs including original signed agreement and a few threatening letters they allowed the claim to automatically become stayed. Then, in Feb 2020 (Just before the 6 years was up) they applied for Summary Judgment to lift the stay, Order judgement against me with costs. Court is on April 14 and I'm not sure how to proceed.
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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