I wonder if you can help
I previously posted about Money boat putting in a claim against me and I now have a mediation appointment next week. My defence was submitted on the basis that they had not followed pre action protocols as they combined the Default notice and Letter before action - my defence in a nutshell was that they did not comply with Pre action protocols and that byÂ*sending the LBA with the Default Notice theyÂ* were pre-judging non compliance, also the claim form stated 3 different amounts owed on it so was not possible to ascertain what was owed.Â* I have also complained to the FCA.
I have a mediation appointment on Monday and would like some advice as to how to proceed. My defence was submitted as i feel their conduct has been appalling, as they are putting people under unnecessary duress.Â* i am now in a better financial position than when i was forced to default and I have been sensible and used the time between receiving the claim and now to save enough to pay them - but having never done mediation before what would be the best way to proceed - make and offer, was thinking 50%, as full and final settlement with no comeback or stand firm that they have not complied with protocols ?
I am not disputing that i owe them but i do want them to realise that they have not complied with the agreed protocols and amend their practices
I previously posted about Money boat putting in a claim against me and I now have a mediation appointment next week. My defence was submitted on the basis that they had not followed pre action protocols as they combined the Default notice and Letter before action - my defence in a nutshell was that they did not comply with Pre action protocols and that byÂ*sending the LBA with the Default Notice theyÂ* were pre-judging non compliance, also the claim form stated 3 different amounts owed on it so was not possible to ascertain what was owed.Â* I have also complained to the FCA.
I have a mediation appointment on Monday and would like some advice as to how to proceed. My defence was submitted as i feel their conduct has been appalling, as they are putting people under unnecessary duress.Â* i am now in a better financial position than when i was forced to default and I have been sensible and used the time between receiving the claim and now to save enough to pay them - but having never done mediation before what would be the best way to proceed - make and offer, was thinking 50%, as full and final settlement with no comeback or stand firm that they have not complied with protocols ?
I am not disputing that i owe them but i do want them to realise that they have not complied with the agreed protocols and amend their practices