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I wrote something in the Welcome forum yesterday before i got to know the site , but was kindly responded to. It involved a claim for £349 from Gain LLC , which I now realise was a £230 loan taken out in Sept/Oct 2017. Payments were weekly. ( i had a previous loan of £200 Â*a year or so earlier that was settled ). When I look on my credit file first month goes to £280 next month £325 , then 13 months at £349 , then Feb2019 £0 and satisfied. I am very confused. Surely satisfied means it's been paid/cleared with defaults? They've obviously sold the debt to TM Legal. BUT AM I RIGHT in thinking if the balance is £0 then. It's done and dusted? On Lending Stream website my statements are bonkers(basically zeros in every column apart from some odd £10 + £2.80 (??? ) I'm going to look at my bank statements from this time to see If I can shed any light. BUT my question remains if it's marked as satisfied , DO I HAVE TO PAY ANYMORE??? many thanks and Hi
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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