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Hi all, I'm seeking advice regarding my next steps following the Judgement recieved whilst away. Any help would be greatly appreciated!
Received a claim? Yes.
Issue Date: There is a sticker which states County Court Money Claims Centre 26/09/2019. There is also a stamp stating that the date of service is on the 1st of Oct 2019.
Have you Acknowledged the Claim?: No
Total Amount Claimed : £3500.
Claimant’s Name: University of Birmingham.
Solicitors Firm: States University of Birmingham’s Senior Legal Counsel.
Original Creditor: University of Birmingham. Passed onto ACT credit.
Original Debt (eg. Credit card/Loan/Overdraft) : Tuition fee Loans.
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
University tuition fees are billed at 9k a year. I had an agreed tuition fee waiver where I was to pay a sum of 7k per year.
The problem arose in the 16/17 year, where I was to fill out on the Student loans company letter for a tuition fee loan. There is a box to be ticked stating “I want to apply for a loan to pay the full tuition fees charged by my university or college?”. Or that I don’t want to apply for the full tuition fee only X amount.
Knowing that I am to pay 7k, I instead filled out the due amount in the box below which led to the university doing some deduction leading me receiving £3.9k instead of the standard £7k. This led to a debt of 2.8k
Acknowledging this, the following academic year I was luckily allowed back but had to promptly make arrangements for a loan for the previous year which I was told would be fine. Having sent this form off and not hearing back after months , I was told that it was never received.
Frustrated and having to resend the form off again I did once again and was told after several months of waiting that the student loans would not be received at this point in the year for past loans
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No.
List any letters you have sent (eg: CCA/ CPR ): None so far.
Any Other Information or Background Details:
This letter was delivered to my house whilst I was away to visit sick grandparents. I arrived back on the 14th. Having spoken to the National Debt Service, I was told that the best way to do this would be have a redetermination hearing and to fill out a N244 form in person at the local county court.
Whilst drafting the letter and sending off my late defence an actual judgement letter arrived today. I am confused at what to do now as my initial thought was to send this letter off despite being late with proof of being away. This was to buy more time for a defence and then seek legal help.
P.s: Attached below are the forms which I requested from the students loan company at the time.
Received a claim? Yes.
Issue Date: There is a sticker which states County Court Money Claims Centre 26/09/2019. There is also a stamp stating that the date of service is on the 1st of Oct 2019.
Have you Acknowledged the Claim?: No
Total Amount Claimed : £3500.
Claimant’s Name: University of Birmingham.
Solicitors Firm: States University of Birmingham’s Senior Legal Counsel.
Original Creditor: University of Birmingham. Passed onto ACT credit.
Original Debt (eg. Credit card/Loan/Overdraft) : Tuition fee Loans.
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
University tuition fees are billed at 9k a year. I had an agreed tuition fee waiver where I was to pay a sum of 7k per year.
The problem arose in the 16/17 year, where I was to fill out on the Student loans company letter for a tuition fee loan. There is a box to be ticked stating “I want to apply for a loan to pay the full tuition fees charged by my university or college?”. Or that I don’t want to apply for the full tuition fee only X amount.
Knowing that I am to pay 7k, I instead filled out the due amount in the box below which led to the university doing some deduction leading me receiving £3.9k instead of the standard £7k. This led to a debt of 2.8k
Acknowledging this, the following academic year I was luckily allowed back but had to promptly make arrangements for a loan for the previous year which I was told would be fine. Having sent this form off and not hearing back after months , I was told that it was never received.
Frustrated and having to resend the form off again I did once again and was told after several months of waiting that the student loans would not be received at this point in the year for past loans
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No.
List any letters you have sent (eg: CCA/ CPR ): None so far.
Any Other Information or Background Details:
This letter was delivered to my house whilst I was away to visit sick grandparents. I arrived back on the 14th. Having spoken to the National Debt Service, I was told that the best way to do this would be have a redetermination hearing and to fill out a N244 form in person at the local county court.
Whilst drafting the letter and sending off my late defence an actual judgement letter arrived today. I am confused at what to do now as my initial thought was to send this letter off despite being late with proof of being away. This was to buy more time for a defence and then seek legal help.
P.s: Attached below are the forms which I requested from the students loan company at the time.
