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Hi all. Summons received earlier this month from Drydens acting on behalf of their client Arrow Global Ltd regarding an alleged HSBC credit card debt (approx. £1500). Debt is not statute barred, although I have not communicated with the claimant at all prior to the summons. CCA request sent to Arrow Global, who have acknowledged but not complied with in the statutory time limit (12+2 days), and a CPR 31.14 request to Drydens, who also acknowledged and agreed to a 28 day extension in order to comply. Could any kind soul please advise on next step, whether I file a defence with CCA non-compliance or request an extension from the court? Thanks in advance
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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