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Lowell CCJ from 2 years ago that they will not defend

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  • Lowell CCJ from 2 years ago that they will not defend

    Received a claim? Yes/No: Yes
    Issue Date: June 2017
    Have you Acknowledged the Claim?: No
    Total Amount Claimed : £500
    Claimant’s Name: Lowell
    Solicitors Firm: Lowell
    Original Creditor: O2
    Original Debt (eg. Credit card/Loan/Overdraft) : £400
    Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ): Account started and then left to lapse due to mental illness, went through multiple rungs and then ended up with a CCJ. Was issued default judgement due to lack of defence.
    Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
    List any letters you have sent (eg: CCA/ CPR ): None, however emails have been traded.
    Any Other Information or Background Details: The debt has been written off by Lowell due to mental illness. I have received a message from them saying "should you make an application to the Court to set Judgment aside, our client would not object to the application and will indicate this to the Court.". What is the correct form and process I should go through to apply for this?
    Tags: None

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SHORTCUTS


First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire



If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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