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I have today received a 'Letter of Claim' from Howard Cohen & Co Solicitors, advising that they act for Hoist Finance UK Holdings 1 Limited and write to inform me of its intention to issue court proceedings in the County Court. They advise that the debt originates from a written agreement dated 08/10/09 between the original creditor (they advise Ex Barclaycard) and myself. The agreement was subsequently terminated when its terms were not complied with.
They go on to further advise that their client purchased this account and it was legally assigned on 07/09/18 and that the 'Notice of Assignment' has previously been provided to me.
I have never received, read or acknowledged any such correspondence from Hoist Holdings, or its agents 'Robinson Way'.
My first question is - As per the quote termination date of 08/10/09, does this constitute a case of Statute Barred, and secondly, In order to take me to court, will Hoist have to provide an actual original copy of the 'Notice of Assignment' between Barclaycard & Hoist, or will the courts accept a copy. I ask this because I have read that others have only ever received a copy, not the original.
Many thanks
They go on to further advise that their client purchased this account and it was legally assigned on 07/09/18 and that the 'Notice of Assignment' has previously been provided to me.
I have never received, read or acknowledged any such correspondence from Hoist Holdings, or its agents 'Robinson Way'.
My first question is - As per the quote termination date of 08/10/09, does this constitute a case of Statute Barred, and secondly, In order to take me to court, will Hoist have to provide an actual original copy of the 'Notice of Assignment' between Barclaycard & Hoist, or will the courts accept a copy. I ask this because I have read that others have only ever received a copy, not the original.
Many thanks
