Hi I have received two or three letters from Lowell claiming the debt from Vodafone from seven years ago when I had a contract that I canceled with Vodafone. As I knew I had canceled the contact I ignored the letters and didn’t reply to Lowell at all. On Monday I received a letter through post from county court saying I need to pay certain amount to county court as judgment has been made. I received no court letters prior or no defence form or any other paper work just a letter saying I need to pay before bailiffs will execute the warrant. Can you please help what to do as if it went to court I wanted to contest against it but looking at the letter feels like they didn’t give me any chance or choice to contest !!!
Lowell letter
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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Court Claim ?
Guides and LettersSHORTCUTS
Pre-Action Letters
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Witness Statements
Directions Questionnaire
Statute Barred Letter
Voluntary Termination: Letter Templates
A guide to voluntary termination: Your rights
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