Old BT Debt - Lowell Portfolio 1 Ltd

[matt109]

I have received a county court claim form for Lowell Portfolio 1 Ltd for an old BT debt 10 years + for £290 incl. fees and costs


Can anyone point me in the right direction to a Defence template I can use


I have already requested further information from Lowell as I do not acknowledge the debt as it is so old and have since had other accounts with BT over the years but yet to receive a reply


I have till the 13th Dec to submit my defence


Thank you

[MIKE770]

Re: Old BT Debt - Lowell Portfolio 1 Ltd

Example Defence

[matt109]

Re: Old BT Debt - Lowell Portfolio 1 Ltd

Thank you

Mine is a Telecommunications agreement does it fall under the same Consumer Credit Act?

[ploddertom]

Re: Old BT Debt - Lowell Portfolio 1 Ltd

If it is from over 10 years ago and you have not commuunicated with them in all that time then it will be Statute Barred.

[MIKE770]

Re: Old BT Debt - Lowell Portfolio 1 Ltd

Thank you

Mine is a Telecommunications agreement does it fall under the same Consumer Credit Act?

sorry no

[matt109]

Re: Old BT Debt - Lowell Portfolio 1 Ltd

Ok thanks

So my defence is:

7.[The Defendant contends the alleged debt is statute barred by virtue of Section 5 of the Limitations Act 1980 in that no payment or acknowledgment has been made for over 6 years]