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Costs order

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  • Costs order

    Just trying to understand CCJ on credit files.

    A tenant had been asked to pay the costs of landlord in section 21 matter within 21 days. The issue here is costs are too high due to involvement of unnecessary counsel, multiple solicitors claiming the fee and various matters, which the judge even refused to consider as the tenant was a litigant in person. Even costs of trainee solicitors attended the court with counsel were claimed. The counsel also made difficulties to the tenant by making requests for re-hearings for silly reasons just to claim the costs, for which they knew that the poor tenant will not be given any opportunity to listen and argue by making a straight forward section 21 into a supreme court style proceedings. So, in total, six hearings held for a simple section 21 matter, in which the tenant would have easily successfully defeated the counsel at the first hearing but at the end of sixth hearing, the tenant lost.
    Now he has to pay around £20,000 in relation to costs summarily decided.
    Certainly, this sort of money s tenant can not pay, but being a law abiding and educated person, he do his best to survive without relying on benefits.
    As he can not pay the costs in one go and thinking to pay it in instalments, but he is worried about his credit history as well.

    Will paying the costs order in instalments agreed by court within time result in CCJ on credit file?

    i would be grateful if someone can help me with this query.

    Tags: None

  • #2
    A CCJ will appear on the public record unless it is paid in full within 30 days. So paying a CCJ by court- ordered installments will mean the CCJ appears on your record for 6 years.

    It will be recorded as an "Unsatisfied" CCJ until the last installment is paid, then it will change to "Satisfied".
    All opinions expressed are based on my personal experience. I am not a lawyer and do not hold any legal qualifications.

    Comment


    • #3
      What the tenant should do is fill in an income and expenditure form, so if the tenant is left with £1 a month to pay the debt, so be it.

      There is a 'cost of living crisis', so give yourself some leeway. Don't over extend yourself, don't say you can pay £XX, if you can't keep up
      payments. It needs to be reasonable and realistic.

      https://www.gov.uk/county-court-judg...-owe-the-money

      Comment

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