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A bank closed an account in 2015 and then sold the account in 2015, can the same bank lawfully put a fraud marker on cifas for the same account in 2018? If the bank had sold the alleged debt to debt collecting agent since 2015 with all it rights.
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Yes so long as the fraudulent activity took place before the account was transferred out.
Also are you sure the debt was sold and not just passed to a collections firm who operate on behalf of the bank. -
There is evidence of a *Notice of Assignment* that clearly stated that "Assignor has assigned all of its respective
rights, title and interest in respect of the above referenced account (including the outstanding balance)".
"They alleged a debt associated with an address I never lived at."
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What are you quoting from here?Originally posted by jDan123 View Post
Surely the answer to your question in post 1 is that if a bank has evidence of illegality it has an obligation to report it.Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.
Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdfComment
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This absolutely makes sense so I am wondering why it was not.Originally posted by atticus View PostComment
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