Fernovo CCJ Removal

[fernovodebt]

I recently have been issued CCJ due to a debt fro Fernovo.
I first heard of it more than 30 days post CCJ from Fernovo

At the bottom of the email it said:
''Please note that if the judgment is satisfied within 30 days of the judgment date (satisfied meaning the debt is fully repaid), then the judgment will be cancelled, and will not show on your credit file. (The Register of Judgments, Orders and Fines Regulations 2005, regulation 11a and 16a).''

I'm in a position to pay it off completely but was quite upset as this would be on my credit file for 6 years now as I understand.
I got in touch to ask how I can settle this and seemed unfair to me that they decided to get in touch more than 30 days post judgement and received the following response:

"Please note that if the judgment is satisfied within 30 days of the judgment date (satisfied meaning the debt is fully repaid), then the judgment will be cancelled, and will not show on your credit file. (The Register of Judgments, Orders and Fines Regulations 2005, regulation 11a and 16a).

Though your judgment was issued on more than 30 days ago, we are still able to help you if a payment is made this week."

So I asked how they can help as they are being quite vague and from my research the only other option is to "set aside" but does not meet the criteria as appears they have sent letter to the correct address. I got the response below:


"We are able to remove a judgment from your credit file though the loan will be repaid beyond the 30 days period from the date of the judgment."

Now I'm not sure how reliable that is or if they are saying this to make sure I pay? Regardless of whether they can or not its a court judgement and have to and will pay anyway.
Just wanted forums help and input regarding if this would work or how to proceed with this to ensure maximum chance of having the CCJ removed?

[R0b]

Fernovo have no power to remove a judgment, that power is reserved by the courts according to the rules on setting aside default judgments.

The correct process would be to make an application to set aside the default judgment and then file a defence if you have one. Of course whether you will be successful depends on the facts and how long you became aware of the judgment.