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CCJ
I was checking my credit report + found a CCJ dated 12/09/22. I had no idea what it was for + wrote to the court to find out. I have been advised today that it is for non payment of rent for a property I lived in with my then partner. I left the property in 2006 + he remained there claiming Housing benefit + Council Tax benefit for the property. The property is owned by a housing association. I advised them on 2 occasions that I had left + in 2008 purchased a shared ownership property with the same housing association. I have received no correspondence regarding the CCJ and therefore was unable to contest it. Please advise as this is causing sleepless nights + affecting my mental health. Thank you
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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