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Hi All, I've recently recieved a court letter from County Court business centre and so I contacted PRA group. Where we set up a payment plan and first payment is due on the 22/04/22. However today I have received a letter saying I need to pay pra group whole amount of £3700. And a judgement has been registered against me. I don't know what to do anymore. I just feel like giving up and ending all this misery.
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for a start give all the details about this,
originator/type loan card? default date taken out date etc etfc
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what court letter??? details details detailsComment
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First, don't panic, this is normal for these people, panic you,(after all, you have the money, they then force you to give it to them) log all information on there it won't be as desperate as it seems one the helpers get into it.Comment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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