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thamks for the reply again, ive basically asked them to atleast investigate it, theyre just basically revolting people to talk to, i got off the phone feeling like a criminal. they just cannot beleive that someone has been inpersonated, and their details used to obtain credit,, i really dont want to offer anything to them even though it would be done with, theyve already said via a email they cannot provide a default notice for the shop direct account so im hoping the judge sees through it when theres been no payments made by myself etc
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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