smith wife v lc asset 2 s.a.r.l

[MIKE770]

Celestine

[smith]

The solicitor wants my wife to signe withdraw letter above and post to court they had stay lifted 18.1.22 and say the defence filed is not accepted celestine

[Celestine]

No I would not sign any such letter. Just file the allocation questionnaire and return it to the court as if you want this to go to full hearing. However, a settlement agreement would be wise based on the age of the debt and the documents provided. I would write back to the solicitors firm proposing a Tomlin Order settlement which will give you some control over the settlement amount per month and avoid CCJ/Enforcement, otherwise if it goes to final hearing and you lose, you'd have to pay the whole lot within 30 days to avoid a CCJ on your file.

[smith]

I have emailed them this

[smith]

Right we now know who bought this debt link financial ouscorecing was assigned 24.8.2020 when they took us court the claim was stayed they have applied intrest from August last year when they put us in court

[smith]

Date Assigned:


24/08/2020

Current Balance:

£2,522.02

Debit

Credit

Balance

Date

£2,440.52

23/08/2021

£2,454.25

£13.73

31/08/2021

£2,467.54

£13.29

30/09/2021

£2,481.27

£13.73

31/10/2021

£2,494.56

£13.29

30/11/2021

£2,508.29

Transaction Type / Description

Balance Brought Forward

Interest charged at 8% from 01/08/2021 to 31/08/2021

Interest charged at 8% from 01/09/2021 to 30/09/2021

Interest charged at 8% from 01/10/2021 to 31/10/2021

Interest charged at 8% from 01/11/2021 to 30/11/2021

Interest charged at 8% from 01/12/2021 to 31/12/2021

Unrecoverable charge Court Fee (Adhoc) (CAH) CHQ APP190122, HMCTS, 19 JAN 2022-CAH

Recoverable charge. Cheque requested for:

HMCTS

Interest charged at 8% from 01/01/2022 to 31/01/2022

Balance Carried Forward

£13.73

£2,508.29

31/12/2021

£108.00

£2,508.29

£108.00

18/01/2022

19/01/2022

£2,522.02

£13.73

£2,522.02

31/01/2022

Subsequent Notice of Sums In Arrears

This notice is given in compliance with the Consumer Credit Act 1974,

Balance at the date of this notice £2.522.02

Arrears on balance at 20/02/2022 £2,522.02


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[smith]

I have emailed link financial outscouring this thoughts on this matter please
Hi there I'm writing to let you know we are on dwp benfits since 1996 to this date due to my partners severe mental health condition and our situation is not going to inprove in the future I also suffer mental health problems my self I would like to suspend all intrest payments on this account and suspended ongoing court action as this would put further in debt in line with the fair debt collection guild lines as we're on benfits and rising costs of living and energy supplys so I'm asking you to suspended ongoing court action and intrest on this account in order to make an affordable payment of £10 each month like I said my partners mental health condition isn't going to inprove now or in the future he's got it for lfe and my self also I hope we can agree to this matter thankyou Mrs douglas I hope to hear your reply