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Hi All
Over the last 6 months or so I've received several letters from Drydensfairfax. The initial letters claimed they were in possession of a CCJ awarded in mid 2019 and chasing payment for a "mortgage style" student loan from the mid 90s. I was unaware of any CCJs issued against me and checking the usual CRAs revealed nothing. Satisfied it was a phishing attempt I ignored it.
Very recently I received another letter from Drydens supposedly containing copies of an "interim charging order" awarded against my home. Concerned by this I ran a searches of the CCJ register on the official site against my last 2 addresses, which cover my residences for the last 7 years. No CCJ's were shown. I have also obtained a copy of the title for my property from the Land Registry, which at the time of writing shows only my mortgage company having a charge order registered.
I'm a bit confused as to what's going on here. I'm happy to pay the money if it is actually owed, and not statute barred, but I'm unable to verify any of Drydens information, or even match their account numbers against the records I have from the time. Apparently DrydensFairfax have a history of sending out fake CCJ and CO claim letters also, so I'd like to verify everything they claim, before I pay anything, but it's proving difficult
Is there any way to contact the court and confirm the interim charging order is genuine? I've had advice to ignore this latest letter as I can't verify the CCJ actually exists, and if the CCJ doesn't exist then the CO must be fake.
Should I contact Drydens asking for proof of debt, proof of CCJ and proof that the debt isn't statute barred
Any advice on what I should do next is welcome
Thanks
Over the last 6 months or so I've received several letters from Drydensfairfax. The initial letters claimed they were in possession of a CCJ awarded in mid 2019 and chasing payment for a "mortgage style" student loan from the mid 90s. I was unaware of any CCJs issued against me and checking the usual CRAs revealed nothing. Satisfied it was a phishing attempt I ignored it.
Very recently I received another letter from Drydens supposedly containing copies of an "interim charging order" awarded against my home. Concerned by this I ran a searches of the CCJ register on the official site against my last 2 addresses, which cover my residences for the last 7 years. No CCJ's were shown. I have also obtained a copy of the title for my property from the Land Registry, which at the time of writing shows only my mortgage company having a charge order registered.
I'm a bit confused as to what's going on here. I'm happy to pay the money if it is actually owed, and not statute barred, but I'm unable to verify any of Drydens information, or even match their account numbers against the records I have from the time. Apparently DrydensFairfax have a history of sending out fake CCJ and CO claim letters also, so I'd like to verify everything they claim, before I pay anything, but it's proving difficult
Is there any way to contact the court and confirm the interim charging order is genuine? I've had advice to ignore this latest letter as I can't verify the CCJ actually exists, and if the CCJ doesn't exist then the CO must be fake.
Should I contact Drydens asking for proof of debt, proof of CCJ and proof that the debt isn't statute barred
Any advice on what I should do next is welcome
Thanks
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