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So I was told not to pay the outstanding balance as they owed me some money back then a CCJ appeared. I’ve had an email to say they’ve marked it as satisfied and I can get it removed if I contest it as they won’t challenge it. Is it the N244 I complete but that’s saying it costs £255. The court isn’t being very helpful and I can’t actually speak to anyone! How do I get this sorted?
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Hi NEWBIEMEWBIE
You shouldn't be paying for the N244 as it was registered incorrectly against you ('I was told not to pay the outstanding balance as they owed me some money back then a CCJ appeared').
Send them a SAR, they have 30 days to send you all the data they have on your account (this will give you more information).
https://legalbeagles.info/library/gu...ccess-request/
Write to them (Money Shop), tell them as it's their error, they will need to pay for the N244, Tell them if they won't pay the fee, you want their final response / deadlock letter, then you will lodge a complaint with the Financial Ombudsman Service.
Do everything in writing.Last edited by echat11; 15th August 2021, 10:49:AM. -
CCJs don't just "appear".
Did you not receive the claim?
If not, why not, or did you just ignore the court papers?Comment
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I don’t remember receiving any court papers. I received a refund from them but still had to pay a small amount to close the claim to BW legal. They advised me it will be updated to show satisfied but if I want it removing completely I just have to contest it. I just don’t know how to.Comment
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that is is CCJ issued now satisfied will stay that way! for the period of time. get use to it, after a couple years it is ignored subject to no more adverse entries.Comment
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not receive papers? yet small amount to close claim to BM?????Originally posted by newbienewbie View PostComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
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If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
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If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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