Need ccj set aside or by consent

Lukemac101

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Joined: May 2021

Posts: 2
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Need ccj set aside or by consent

2nd May 2021, 13:01:PM

Hi there I got a default CCJ back in 2018 from a debt of Ł565 which dates back to 2013, It was finally settled in 2019 after I recieved the only letter about having a ccj at a new address from which it was first issued. The reason I didn’t pay the debt before is because I moved address several times since moving to England from Ireland, the debt was from the time I briefly lived in Scotland. As soon as I realised the ccj was there I paid it off straight away. It’s only now when I’ve started using my credit file and planning for a mortage this year with my family, I will struggle to get a mortage. I was turned down to get credit for something else a couple months ago, Cabot where the debt buyers, is there anyway I’d win this in court now to try get it set aside or by consent? As I didn’t receive the original court letter and when I did realise I paid it off quick? Any help be much appreciated thanks Luke

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Lukemac101

Junior Member

Joined: May 2021

Posts: 2
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4th May 2021, 11:11:AM

Anyone with any knowledge of this could help please?
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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

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Need ccj set aside or by consent