Threatening letter

[Geepster]

Hi
I'm new to the forum and I've signed up because I received the letter (attached below) in the post.

I don't know what I should do about this, as this is the first time I've had a letter from Lowells and I did not receive the court documents that should have been sent.

The news about the CCJ is not a surprise as I had been told about this when I applied for a job that required a credit check back in 2018. It was the first I knew about this but as I planned to return to college I felt that trying to get it set aside was not worth the fee and as I said this letter was the first letter I've had from Lowells. The date on the CCJ is 28 July 2015.

I was also under the impression that another agency was collecting on this debt and I had made an agreement with them which has since been settled as of 2017.

Any advice or guidance would be very welcome.

Thanking all who respond in advance


Geepster.

[EnglandPi]

What was the date of your last contact with either debt collection agency and what was the date of the last payment? The reason I ask is this debt could soon be statute barred.