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Need help! Received a letter before claim from Kearns Solicitors

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  • Need help! Received a letter before claim from Kearns Solicitors

    Hi

    I was wondering if anyone had advice. I received a letter of claim from Kearns Solicitors last week on behalf of LC Asset 1 S.A.R.L. The original creditor was Newday Ltd and the balance outstanding is £2624.95. The original date of the letter was 6th January 2021. I sent off the reply form as a recorded delivery last week that came with the letter of claim form. I followed the advice of Sara from debt camel and ticked box C which was I dont know whether I owe the debt. I also written on the same reply form that i request A copy of the written contract for the debt; A full statement of account, including details of all interest and charges included on the outstanding balance of the debt, explaining how they have been calculated, a calculation of the interest claimed; a description of the nature and amount of any administrative charges included in the debt; a copy of the notices of assignment of the debt.

    Do i need to send off a seperate cca request to them or if what i written on the reply form is enough and now just i have to wait for their reply?

    Thanks
    Tags: None

  • #2
    Duplicate thread

    Comment


    • #3
      Originally posted by ostell View Post
      Duplicate thread
      Hi Apologies as I am fairly new to the forum so i wasn't sure where to post my question

      Thanks

      Comment


      • #4
        It's just to stop any answers being split across multiple threads

        Comment


        • #5
          All sorted just this one thread now
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          • #6
            Hi All

            If someone could provide me advice on this, it be much appreciated!

            Thanks

            Comment

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            SHORTCUTS


            First Steps
            Check dates
            Income/Expenditure
            Acknowledge Claim
            CCA Request
            CPR 31.14 Request
            Subject Access Request Letter
            Example Defence
            Set Aside Application
            Directions Questionnaire



            If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





            NOTE: If you receive a court claim note these dates in your calendar ...
            Acknowledge Claim - within 14 days from Service

            Defend Claim - within 28 days from Service (IF you acknowledged in time)

            If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




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