PLEASE KINDLY SHARE YOUR THOUGHTS - CCJ filed via an address I have never lived at

Micky10

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Joined: Aug 2020

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PLEASE KINDLY SHARE YOUR THOUGHTS - CCJ filed via an address I have never lived at

28th August 2020, 16:37:PM

Checked on checkmyfile.com yesterday and saw that a CCJ has been on my file since April this year – no idea how this could have come about. CCJ doesn’t show on Experian, Credit Karma, Transunion. Closer look and I realise that the address is completely wrong and not even an address I’ve lived at previously.

I don’t remember anything about the debt so I have contacted the Claimant to consent for the judgment to be set aside and also provide a CCA. Plus I’ve given them my correct address. They’ve said they’ll be looking into the matter and it looks like it could take a while. Now that I’ve given them my address, does anyone know if they will then be able to tie the judgment to my correct address? Sorry if this is a silly question but I’m just very worried at the moment.

I have already completed an N244 form, paid the £255 fee and sent to the Court today, along with a witness statement. Waiting to hear back and for a hearing date.

Any thoughts from anyone and what to expect please? Thank you in advance.

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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

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If your case is over Â£10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.

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PLEASE KINDLY SHARE YOUR THOUGHTS - CCJ filed via an address I have never lived at