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I have received a letter of claim from Northampton for a CCJ, dated 3rd march.
Just wanted some rapid advice about the following as I only have about a week and something left:
1) Do I have time to send a CCA request and how should it be addressed, to the creditor, the solicitor hired by the creditor, or the court? in an informal way or just defending the claim? What other documents should I ask for at this stage?
I am afraid that it takes weeks to receive them, so can the claim be stopped in the meantime and how?
2) Could I still try a negotiation and how , again informally contacting the creditor, the solicitor defending their claim or through a defence with the paper courts?
3) Does it look bad if I ask for the CCA, when i actually know that the debit is mine? Or is it my right to do so?
A quick response would be so much appreciated, given the short time left before the CCJ is issued.
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Just wanted some rapid advice about the following as I only have about a week and something left:
1) Do I have time to send a CCA request and how should it be addressed, to the creditor, the solicitor hired by the creditor, or the court? in an informal way or just defending the claim? What other documents should I ask for at this stage?
I am afraid that it takes weeks to receive them, so can the claim be stopped in the meantime and how?
2) Could I still try a negotiation and how , again informally contacting the creditor, the solicitor defending their claim or through a defence with the paper courts?
3) Does it look bad if I ask for the CCA, when i actually know that the debit is mine? Or is it my right to do so?
A quick response would be so much appreciated, given the short time left before the CCJ is issued.
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