Hi,
My son's bike was stolen overnight. It was locked to a metal rail outside our front door in our front garden. We have contacted insurance and they have said it is not covered as it was not stolen from inside a shed or something. We have cover for content loss or stolen in and outside the house. The bike was not inside the house but it was in our property. Is there anything I can argue here? I have reported it to the police already. WHre in the policy can I look for this? I don't understand that I am out an about and let's say my phone is stolen it is covered but my son's bike gets stolen from (outside) my property is not?
Please help? He uses it to go to school and it was his birthday present and also a present for bringing home an excellent school report. I am gutted and so is he.
My son's bike was stolen overnight. It was locked to a metal rail outside our front door in our front garden. We have contacted insurance and they have said it is not covered as it was not stolen from inside a shed or something. We have cover for content loss or stolen in and outside the house. The bike was not inside the house but it was in our property. Is there anything I can argue here? I have reported it to the police already. WHre in the policy can I look for this? I don't understand that I am out an about and let's say my phone is stolen it is covered but my son's bike gets stolen from (outside) my property is not?
Please help? He uses it to go to school and it was his birthday present and also a present for bringing home an excellent school report. I am gutted and so is he.
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