Using Cheques in shops.

[Curlyben]

May sound like an odd question, but do ANY shops still accept guaranteed cheques.

I know all of the supermarkets have stopped, so what's left, if anything ?

[scottishlass]

Re: Using Cheques in shops.

Not sure about other shops but all the petrol stations round here have stopped accepting them.

SLxx

[Curlyben]

Re: Using Cheques in shops.

Well Tesco was the last to stop taking cheques last year.
Even our local Co-op doesn't any more.

I must admit it does seem rather odd, as the funds are guaranteed, unless they simply don't want the hassle of banking them.

[jet_black]

Re: Using Cheques in shops.

Asda used to take ages to bother banking their cheques, which got us in a right pickle with bank charges:tinysmile_hmm_t2:

[WendyB]

Re: Using Cheques in shops.

its a bummer really. When you're skint a few days before payday writing a cheque out that you know won't go through till after the wages are in was always a good way of putting food on the table, or fuel in the car. Now i just have to go hungry and walk everywhere sob sob

[theGobbyOne]

Re: Using Cheques in shops.

its a bummer really. When you're skint a few days before payday writing a cheque out that you know won't go through till after the wages are in was always a good way of putting food on the table, or fuel in the car. Now i just have to go hungry and walk everywhere sob sob

Me toooooooooooooooooooooooooooooooooooooooo

[Amethyst]

Re: Using Cheques in shops.

Lol aye agree with you there.....it is actually illegal to do that you know



(cue loads of legal jargonny faff about why it may or may not be illegal )

[Curlyben]

Re: Using Cheques in shops.

Come on then Ame, put your quotes where your fingers are.
You can't type that without SOLID proof.

[Amethyst]

Re: Using Cheques in shops.

lol maybe later when I am realllllllllllllly bored....

[sam]

Re: Using Cheques in shops.

years back I was told by a bank worker that even a guaranteed cheque can bounce if there is no money in the account. It only guarantees that the cheque cant be stopped. But im sure a banker on here can tell us if this is correct.

[skintkim]

Re: Using Cheques in shops.

I had a guaranteed cheque bounce only the other week!!!!!!!

[Curlyben]

Re: Using Cheques in shops.

Interesting stuff.
So Ame we're still waiting

[sam]

Re: Using Cheques in shops.

Looks like what I was told is true then Kim. Sorry you lost out though. Hope you get it sorted and then wont be so skintkim

[Amethyst]

Re: Using Cheques in shops.

Interesting stuff.
So Ame we're still waiting

mmmm there was a hugeeeeeee long thread on CAG about it - sometime in 2006 lol so very current naturally.

''A cheque will let you make a payment without having to hand over cash. In order to write a cheque, you must have enough money in your account to cover the value of the item you are buying. It is illegal to write a cheque when there are insufficient funds in your account.''

[Curlyben]

Re: Using Cheques in shops.

Errrr yeah, but were is this actually written.
Come on chapter and verse please.