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Lloyds Credit Card PPI

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  • Lloyds Credit Card PPI

    Hi
    Hope some-one can point me in the next direction, here goes:
    On 4th September this year, I claimed mis-sold PPI on a Lloyds TSB Credit Card . I received a letter dated 12th September from them enclosing a claim form and change of name and address forms (I had remarried since taking it out. Not changed details as wasn't using card for a few years)
    The letter stated 7 days to reply or case would be dismissed !!!!!
    Was on holiday 17th-24th Sept so when I came home phoned them to ask for extension to 7 days. Was told on phone fill in form and return as we are already investigating your claim. Took change of title etc to local Bank of Scotland for certification as we don't have LLoyds in Scotland anymore. Duly stamped and signed by Bank employee. Sent both forms back in same envelope to BX1 1LT on 26th September, having previously sent the question form back a few days earlier.
    So to go on, but need all the facts...... Last Monday13th October received phone call from ppi claim dept stating they hadn't received my question form but will do it over the phone. I am ex directory so where did they get my number ????? smell a rat I think.
    Phoned today (21/10/14) for update to be told my case was closed as I hadn't returned my forms!!!!! They will send more and I've to send again TRACKED MAIL (THERE SUGGESTION!!!!!!) Seems all calls are handled in MANILLA , PHILIPPENES. Did a little research to find BL1 !TL postcode is not a geographical location, but rather like a po box and receives large volumes of mail and likelihood of receiving a signature slim.
    I will resend when received, I will also fax a copy of the paperwork. Any other suggestions? Financial ombudsman not that much help, just do what they asked and come back to them
    Tags: None

  • #2
    Re: Lloyds Credit Card PPI

    Hi and welcome

    Do contact the CEO by email here...

    antonio.osorio@lloydsbanking.com

    that is so poor of them, explain everything as you have done here and remember to include your complaint ref number and or loan account number, sounds like to me like a new tactic they are trying out!!
    Ask the CEO to look into this as you have followed everything as requested, give them about 5 or 7 working days and let us know.

    That is terrible behaviour by the bank, considering what they have done to customers already by ripping them off, stand your ground and keep us posted, good luck x

    Comment


    • #3
      Re: Lloyds Credit Card PPI

      Originally posted by di30 View Post
      Hi and welcome

      Do contact the CEO by email here...

      antonio.osorio@lloydsbanking.com

      that is so poor of them, explain everything as you have done here and remember to include your complaint ref number and or loan account number, sounds like to me like a new tactic they are trying out!!
      Ask the CEO to look into this as you have followed everything as requested, give them about 5 or 7 working days and let us know.

      That is terrible behaviour by the bank, considering what they have done to customers already by ripping them off, stand your ground and keep us posted, good luck x
      Thanks for your reply and assistance. I have sent by recorded delivery my case to head of pip claims department on Saturday. I also revisited the bank and resent all paperwork again. I commented on LLOYD'S Facebook page and was contacted by them. They will investigate. This.keep its moving on but will email CEO too.

      Comment


      • #4
        Re: Lloyds Credit Card PPI

        Originally posted by ANNIE50 View Post
        Thanks for your reply and assistance. I have sent by recorded delivery my case to head of pip claims department on Saturday. I also revisited the bank and resent all paperwork again. I commented on LLOYD'S Facebook page and was contacted by them. They will investigate. This.keep its moving on but will email CEO too.
        Just to update... emailed CEO as suggested. His "team" got back to me, will update me within 10 days as "a matter of urgency". Anyway things moving they have at least changed my name and now waiting on an offer! Don't want to get too excited, but money will come in handy. No idea how much it might be, but anything is a bonus.

        Comment


        • #5
          Re: Lloyds Credit Card PPI

          Good luck - I am about to start a claim - what reason did you give for being mis-sold?

          Comment


          • #6
            Re: Lloyds Credit Card PPI

            Hi, be prepared for a fight!!!!! They ask all sorts of questions which I may add, were not asked when they put the ppi on. I said I wasn't asked did I want it. I also said I was unaware it would accrue interest at the same time as the loan/card. I also said it was inappropriate for my needs. There are 2 web sites with template letters: moneysavingexpert.co.uk and which website very good too. Don't give in keep at it!!!! Note if you phone to chase up you will be put thru to manila Philippines. Probably saves money on wages as a 3rd world country. What a terrible organisation, but I am just waiting on the decision !!!!! Will update when any news.

            Comment


            • #7
              Re: Lloyds Credit Card PPI

              Good luck, Annie.
              Please, keep us posted.
              Well done.
              If you are persistent and have a reason to complain, which you obviously do, you have all the chances to win.
              They try some tricks, but we learn more and more about it and help each other here, on LB, which is the best forum
              Even if they close the case, they have to reopen it if you have any new information.

              Fingers crossed.

              Victoria

              Comment

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