Ppi for members in armed forces

[Stacy22]

Asking on behave my hubby he in the army last 17 years before he ment me he went got loads debts company's throu it at him I think ,,,totally 45 grand diffrent company's black horse is one them , he decided to go see he can get ppi back through a ppi company he doesn't have to much time write letters

apparently company's know armed forces get full pay and benfits if there go sick I know my hubby gets full pay he has time off and company's know this and know ppi will not be even worth it , and should not even offer armed forse members this ppi , as it useless

I finally convince hubby pull his finger out and claim it all back all debt was paid of in 2009

its from rom black horse

loan banks etc

wot is change him getting it back on this ground and how much he get back on 44 grand thank you

[di30]

Re: Ppi for members in armed forces

Hi there

Oh and I forgot to welcome you on the other thread, so welcome to LB.

To be honest I believe there is more paperwork involved in using claims companies and from what I know of they will also take a chunk of the money, where basically its a matter of just completing one reclaim complaint questionnaire for each business who sold him PPI and just keeping a copy.

The fact that he is army then he has good grounds, especially if he was in the army when they sold him the finance with PPI.
However, there are lots of reasons that may apply to him where he could make a reclaim.

Basically what he should get back if successful is all the PPi he paid plus the relevant interest that applies.

If your other half have not signed or agreed for a claims company, feel free to ask for help on here, all free where he will get to keep all his money if successful.

Good luck.

[Stacy22]

Re: Ppi for members in armed forces

Thanks you he waiting for forms at moment, he been army 18 year now so all loans was taking out past 12 year before we wed in 2011

would it it be easy for him to do it his self. Thank you and hello lol

[di30]

Re: Ppi for members in armed forces

Hiya

Personally I would not use a claims company, the Financial Ombudsman Service etc and even the banks will insist to do this yourself.
It should take up to 8 weeks or less, but its known its been taking longer by using claims companies.

I take it your partner not signed anything yet with the claims management company?

As long as he has an account number for each account, you can therefore continue to make a reclaim, so if he did have PPI and taken out loans whilst in the army, it would be basically to apply that to the complaint form.

If you let me know the banks etc, I will forward you the details of each bank to you with details of how to reclaim by completing their ppi complaints form etc, cheers x

Here is Black Horse:
http://www.blackhorse.co.uk/Motor/PPIComplaints.html

On this link you will come across the ppi questionnaire complaints form http://www.blackhorse.co.uk/Motor/ComplaintsFAQ.html , that is all you have to do, so do not worry about claims companies. The link above also explains not to use a claims management company x

[Stacy22]

Re: Ppi for members in armed forces

No not yet , he says he doesn't really have much time do it his self he always away etc ,, he daft as he be paying loads to them he wins , do you know how to work wot ppi you get back etc

[di30]

Re: Ppi for members in armed forces

No not yet , he says he doesn't really have much time do it his self he always away etc ,, he daft as he be paying loads to them he wins , do you know how to work wot ppi you get back etc

I have just added more info to my above post.

We are not going to be sure on the amounts as yet, but basically he should receive a breakdown of what will be refunded and they must go by the rules.
You can always post them up on here once they send him the letter with a breakdown and someone will check them for you.

[Stacy22]

Re: Ppi for members in armed forces

Thanks will do