Was cleared form Bankcrupcy, Blackhorse claim PPI for me.

[mhilette09]

Hi I just want to ask why I didn't get the money that Blackhorse claim for me,.i was cleared from bankcurpcy 7years ago and now I received letter from Blackhorse tellin that I can claim PPI thru them but when they get the check they told me that I would not get any money from that money they claim for me.

[Angry Cat]

Re: Was cleared form Bankcrupcy, Blackhorse claim PPI for me.

Perhaps, the following may be of benefit?
http://www.ombudsman-decisions.org.u...px?FileID=5623

''Additionally, I am further convinced that the banker’s right of set off does not apply in this situation. I say this because the banker’s right of set off refers to a credit in one account being transferred to a debt in another account. I am not convinced that the compensation for the mis-sale of the PPI policies could be described as an account held by Mr and Mrs M which is in credit. Mr and Mrs M did not lend their money to HSBC to hold for them. It is money that HSBC should never have taken from them in the first place and of which they have been deprived the use. In this case, I am not convinced that the banker’s right of set off can be relied upon by HSBC to justify using Mr and Mrs M’s refunds for the mis-sale of PPI policies to reduce their other debts.''

[Angry Cat]

Re: Was cleared form Bankcrupcy, Blackhorse claim PPI for me.

Was the blackhorse debt included in your bankruptcy?

[mhilette09]

Re: Was cleared form Bankcrupcy, Blackhorse claim PPI for me.

yes but after 7 years I payed it all off and I was cleared from bankcrupcy ages ago,.they claim money for 4,727pounds now I didn't get any from that coz they said it was payed to insolvency now I receive a letter sayin that I owed them a overdue amount of 3,217? don't underdstand any of it really. any advice pls.