Is PPI Any Use If U Are In Temp Employment?

[KnightRider]

Hello,

I just wanted to if anyone has any knowledge, experience or advice on PPI if you are only in temporary employment?

I had written to Halifax Credit Card regarding an complaint I made on behalf of my dad that they had not upheld.

Recently I was made aware that the application was postal and he was only in temporary employment. (phew...Im not the only one in the family with a memory like a gold fish)
He has sent of for a SAR but it has not been the full 40 days so.... still waiting!!!
They have tried to contact him and will be calling him again on Friday.... He has no paperwork for his original application and only knew about repayment cover when I pointed it out on his statements just before Christmas.

What I want to know please is that the fact it was a postal application the come back they use is everything is sent to you in the post, which I know he did not read otherwise would of cancelled it. Is there a standard rule PPI is no use if you in temp employment like its no use if you are self employed?

Thanking you in advance.

KnightRider

[FlamingParrot]

Re: Is PPI Any Use If U Are In Temp Employment?

It all depends on the terms of both the policy and your employment. Some places keep temps on for several years in which case the claim may succeed. I'll try to get Mr $quandalot (another LB member i know) to confirm this, if memory serves me, he was successful in claiming on his mortgage income protection insurance despite working as a temp at the time he took out the policy, however, it was ongoing, long term temp employment. Not exactly the same as card or loan PPI but a similar type of policy. I, on the other hand, had a mortgage insurance claim rejected despite being in perm employment, due to being sacked rather than made redundant. Some policies cover self-employment but there are always conditions, such as company directors having to wind up the company to be able to claim. :rant:

[KnightRider]

Re: Is PPI Any Use If U Are In Temp Employment?

Thank you Flaming Parrot,

U have given me a push in the right direction. I will be getting more info on the policy as it is still active. :tinysmile_grin_t: