My lifestyle case

[enaid]

Re: My lifestyle case

It is not when you made the payment the clock starts ticking but when you were made aware you were not going to get the service you paid for, that imo is when you knew they had gone into administration.

http://www.which.co.uk/consumer-righ...d-debit-cards/

[TUTTSI]

Re: My lifestyle case

If you paid by Credit Card then, contact you CC provider and claim under section 75, because you never received a servce.

[enaid]

Re: My lifestyle case

If you paid by Credit Card then, contact you CC provider and claim under section 75, because you never received a servce.

OP stated he paid by debit card in his post.

[EXC]

Re: My lifestyle case

It is not when you made the payment the clock starts ticking but when you were made aware you were not going to get the service you paid for, that imo is when you knew they had gone into administration.

http://www.which.co.uk/consumer-righ...d-debit-cards/

Correct. ''There is also a time limit on claims - typically 120 days which starts from the day you become aware of a problem.''

http://www.which.co.uk/consumer-righ...d-debit-cards/

[latzio]

Re: My lifestyle case

i said this to natwest yesterday(about the 120 days),but they said because my initial payment was more than 540 odd days ago,that i could not claim.
This doesnt sound right to me and there is no information saying this on there website.
As you said,i did not know that i would not be receiving the product until they went into admin,so surely i have a case to go for chargeback?

[enaid]

Re: My lifestyle case

[QUOTE=latzio;300014]i said this to natwest yesterday(about the 120 days),but they said because my initial payment was more than 540 odd days ago,that i could not claim.
This doesnt sound right to me and there is no information saying this on there website.
As you said,i did not know that i would not be receiving the product until they went into admin,so surely i have a case to go for chargeback?[/QUOTE

What if my claim is rejected?

If your Chargeback request is rejected by your card issuer then you are entitled to be told why.
However, as the Chargeback scheme is not supported by any legal obligation you may struggle to force the bank to overturn their initial decision.
If you feel that your claim has been poorly treated then you are still free to complain to the bank about the process and ultimately take your case to the Financial Ombudsman.
However, you can’t take your bank or card provider to court over failing to honour a Chargeback as there is no legal backing to the scheme.





Read more: http://www.money.co.uk/article/10072...#ixzz2DUeW0iMa
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[TUTTSI]

Re: My lifestyle case

What about also writing to the CEO of NATWEST and requesting his help in obtaining a refund, it is worth a try if all else fails.

[lfc34]

Re: My lifestyle case

I see the scum of the earth have re-shown their ugly head again in the form of REDHAWK LEGAL LTD.
how the hell do the MOJ give these people the authorisation to just go out and con more people out of their hard earned dosh.

Beggars belief

[lfc34]

Re: My lifestyle case

Oh and I have never heard anything else from the previous Lifestyle firms by any guise they use,so am well into getting my ppi off my own back,heard from two firms and it looks like a few grand to me and not to lifestyle......winner

[TUTTSI]

Re: My lifestyle case

Great job and how long did that take you and how long did Lifestyle have your money. It just shows what a scam they had going.

Oh and I have never heard anything else from the previous Lifestyle firms by any guise they use,so am well into getting my ppi off my own back,heard from two firms and it looks like a few grand to me and not to lifestyle......winner

[lfc34]

Re: My lifestyle case

Took me 4 weeks to get some of my ppi money back, took me 4 months to get money back re lifestyle.

anyone thinking ppi claims please DO IT YOURSELF you do not need a cmc company to do it for you, anyone not sure how to let me know and I will tell you how I did mine, it's easy.

[d1anne]

Re: My lifestyle case

HI Beagle,

I agree I also did mine on my own and within 8 weeks Black horse have made me a offer, thinkig im trying to find out from this site now is, is there any way to check the figures prior to signing the agreement so i know that they are paying me all that they owe me...... have posted a separate post today titled black horse PPi to see if anyone on here can advise.

[TUTTSI]

Re: My lifestyle case

Well done D1anne,

It was always tricky with Lifestyle Claims and you are one of the lucky ones who were able to recover their money back from them. I will ask one of our PPI specialists to look at you thread and see if they can help you.

As you may or not be aware Lifestyle Claims have now gone into administration and what I dont understand is that once they took upfront fees, why did they proceed in obtaining the refund back for you in accordance to the whole reason that they took upfront fees to recover this for you. It beggars belief as I thought all along they just take the money and do no work.

HI Beagle,

I agree I also did mine on my own and within 8 weeks Black horse have made me a offer, thinkig im trying to find out from this site now is, is there any way to check the figures prior to signing the agreement so i know that they are paying me all that they owe me...... have posted a separate post today titled black horse PPi to see if anyone on here can advise.