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PPI court actions won by the lender

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  • #1

    PPI court actions won by the lender

    Apologies if this has been referenced alswewhere on the site, but this is the fiirst time I've seen it and I'd be quite interested in hearing opinions on it

    (Particularly the opinion of PT)

    Seems Black Horse have recently won a number of PPI court claims (including one at appeal) though reading it ity looks like they have been won solely by providing eveidence of procedures that the bank supposedly had in place without particular evidence of it being followed in each debtors individual cases?



    HERE
    Tags: None
  • #2
    Re: PPI court actions won by the lender

    The No Breach of ICOB rules decision was the correct decision IMHO due to the circumstances of the claim.
    "Family means that no one gets forgotten or left behind"
    (quote from David Ogden Stiers)

    Comment

    • #3
      Re: PPI court actions won by the lender

      Case Law Update - Rosling King September 2009: Banking Update

      Started having a look at stuff and here is a case albeit from 2009 where the lender lost on unfair relationship test.
      ------------------------------- merged -------------------------------
      Check List - PPI Claims

      Sorry but finding stuff is quite fun, lol!
      Last edited by leclerc; 29th January 2011, 18:18:PM. Reason: Automerged Doublepost
      "Family means that no one gets forgotten or left behind"
      (quote from David Ogden Stiers)

      Comment

      • #4
        Re: PPI court actions won by the lender

        Originally posted by leclerc View Post
        The No Breach of ICOB rules decision was the correct decision IMHO due to the circumstances of the claim.
        LC, could you put down your thoughts on the judgment text as a brief summary?
        ------------------------------- merged -------------------------------
        Originally posted by leclerc View Post
        Case Law Update - Rosling King September 2009: Banking Update

        Started having a look at stuff and here is a case albeit from 2009 where the lender lost on unfair relationship test.
        ------------------------------- merged -------------------------------
        Check List - PPI Claims

        Sorry but finding stuff is quite fun, lol!

        Why sorry?

        Keep it up, great stuff !
        Last edited by ncf355; 30th January 2011, 09:09:AM. Reason: Automerged Doublepost

        Comment

        • #5
          Re: PPI court actions won by the lender

          Link Financial had a case lost in the tail end of last year due to PPI

          the case is reported on this site as is the judgment
          I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

          If you need to contact me please email me on Pt@roachpittis.co.uk .

          I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

          You can also follow my blog on consumer credit here.

          Comment

          • #6
            Re: PPI court actions won by the lender

            PT,

            in your opinion is ICOBS a good basis for a case?

            Also, where in ICOBS does it state breaches are actionable in law?

            Comment

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