Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Just had a 40 minute conversation with the 'MBNA Customer Advocate Office'. The lady informed me that as the BBA only announced it's decision not to appeal today, MBNA were now unsure how they will address complaints and are waiting for guidance. From whom? God himself!? I asked her that surely now MBNA would have to abide by the decision from the court. All I kept getting was that they were waiting on guidance!

Guidance from God?
Or, directions from the head honcho MBNA Cowboy (...the term "Cowboy" or "cow-boy" was used pejoratively to describe men who had been implicated in various crimes.)

I believe that MBNA must know what the guidance is;
contact all those MBNA and affiliate customers who have been mis-sold PPI!

p.s. MBNA, thought that the unregulated streets of London/Great Britain were paved with gold...

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

http://www.mbna.co.uk/contact-us/complaints-procedure/
------------------------------- merged -------------------------------
http://www.capitalone.co.uk/support/contact-us.jsf

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Egg Banking plc
Citigroup Centre
Canada Square
London
E14 5LB
Phone:
Fax:
Email:
Website:
44 020 7508 7713

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

http://www.out-law.com/page-11905

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Greetings All,

Oh happy days, now with regards to my MBNA case which is stayed on the terms of the tomlin this contains a considerable amount of PPI have the statments to prove this, but they produced a microfitch agreement where the PPI tick box was not ticked and denied that I had ever paid it.

So I am going to get a solicitor onto this one as this JR result has just made my case stronger I am going to use the unfair relationship, there lies in court to a judge, the PPI and the constant harrassment.

I will spend a week or too getting this together then take it to a solicitor to get the stay lifted.

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

http://www.proactiveinvestors.co.uk/...ise-28013.html

[flossie]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Brilliant news that the BBA are not going to appeal. This website is great and so full of helpful posts.
I am one of the lurkers that doesn't post much, but would appreciate some advice.

I have received a letter today from RBS regarding PPI on my NatWest credit card. A letter dated 27th April said they were still investigating, but the letter received today, dated 5th May, says they have investigated and cannot confirm what information I was given and the Bank is prepared to make me a goodwill offer, without any admission of liability.

They have offered me total PPI payments paid in past 6 years (£455.35) and monthly variable card interest paid on PPI (£234.17). If I accept it is in full and final settlement and will be credited to my card balance.

I cannot remember how many years ago I took the card, but it will be longer than 6 years. It is not a figure to be sniffed at but does this include the 8% interest and is it all I could expect to get back under the terms of the JR and FSA rules? I noted that the letter was sent last week when the decision not to go ahead with the appeal had not been released.

Also, I do not now owe anything on the card and pay it off each month. Do I have to have the refund credited to the account. I have never missed any payment.

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Also, I do not now owe anything on the card and pay it off each month. Do I have to have the refund credited to the account. I have never missed any payment.

Only if you are in arrears, which you are not so no you want a cheque payable to you.

I cannot remember how many years ago I took the card, but it will be longer than 6 years. It is not a figure to be sniffed at but does this include the 8% interest and is it all I could expect to get back under the terms of the JR and FSA rules? I noted that the letter was sent last week when the decision not to go ahead with the appeal had not been released.

without seeing the letter word for word it is hard to say whether statutory interest has been given do you have a thread on this where you can upload the letter with pers removed.

[cappo]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

a question for you guys i,ve got two loan accounts i,ve now been trying to track down from hsbc a considerable amount of money if they were missold but they probably were as it was a single premium and an advised sale, anyway i can,t find the agreements, if i sar the bank will they be obliged to send copies or will they just say knowing there for ppi reclaims, will they just say they cant find them

[SoapyBubbles]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

This is the direct and free phone number

0800 085 1409

for the 'MBNA Customer Advocate Department'.

It's not on their website so thought I'd post it up.

Lines could be very busy I suspect though........:ranger:

[millymollymoo]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Financial Mistake = Restitution

[di30]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

a question for you guys i,ve got two loan accounts i,ve now been trying to track down from hsbc a considerable amount of money if they were missold but they probably were as it was a single premium and an advised sale, anyway i can,t find the agreements, if i sar the bank will they be obliged to send copies or will they just say knowing there for ppi reclaims, will they just say they cant find them

Hi Cappo

How long ago was this?
Not that it makes any difference.
Have you a local HSBC? If so I would pop in and give them as many of your details as possible.

I was talking to someone the other day, different bank though, and they called into the branch and asked for details etc., they were informed they do not longer hold them, then they asked for the manager, had a word and all the info was there in black and white, this is going back well into the 90's.

[cappo]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Hi Cappo

How long ago was this?
Not that it makes any difference.
Have you a local HSBC? If so I would pop in and give them as many of your details as possible.

I was talking to someone the other day, different bank though, and they called into the branch and asked for details etc., they were informed they do not longer hold them, then they asked for the manager, had a word and all the info was there in black and white, this is going back well into the 90's.

mine go back to about 2002-2005 2 loans i took out at our local branch they shouid have them shouid,nt they,do you think if i tried to sar them it,d be a cop out di ,i suppose my local branch is only down the road.

[di30]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

mine go back to about 2002-2005 2 loans i took out at our local branch they shouid have them shouid,nt they,do you think if i tried to sar them it,d be a cop out di ,i suppose my local branch is only down the road.

If the branch is local to you, I would pay them a visit first, you could ask to speak to the manager.
If that does not work, maybe SAR to the data dept.

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

http://www.stockmarketwire.com/artic...banking+stocks