Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

[TUTTSI]

There are no rules stopping you from telling us their name.

They have also have had 6 months on your PPI, for assessing your claim?

Yes, i believe they are still in business.

Out of interest, i called them last night and they have updated their answer message, saying 'following the decision on April 20th they hope claims will now start being assessed and decisions coming very soon. And will contact people blah blah blah, '

I dont know if i will be breaking any rules by disclosing their name! :noidea:

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Which is a fundamental requirement of the Common Law of Contract AC as you know.

regards
Garlok

Yes, and if one does not reclaim the interest that has accrued; contractual rate. Then one will not be put back to the time prior to taking out the useless PPI.

Claiming at the compound rate requires a math geek, as well as studying the PPI terms in detail...:beagle:

[Bill-K]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Unfortuanately, some people are too lazy?
some cannot even be bothered to write a letter, preferring rather to rely on templates.

Sorry!

Indeed, AC, and this is why I believe there will always be a need for CMC's - and thus an option to use them. Much as I personally dislike the idea of paying someone else to do what I could do myself - I do not think we should assume that our own preferences are the same as everybody else's. So I am in agreement with you there.

I can strip down and rebuild a car engine, having done so on several occasions. But I really can't be @rsed with all the grief and grease these days. I take mine to a mechanic and pay the guy to do it for me. Sure, it took a while to find one who wasn't a rip-off merchant, but it suits me. So - yeah - I could still do the work myself, with the aid of a Haynes manual and a socket set, but I just don't. Not because I'm unable to, or even lazy. I just don't have the time or inclination any more.

I detest rip-off car mechanics as much as I detest rip-off merchants of any sort (and I'm a rip-off taxi driver - hocc, spit....!!!) But I sure don't think that car mechanics should be outlawed for that reason !!!

[Dukeydogg]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

There are no rules stopping you from telling us their name.

They have also have had 6 months on your PPI, for assessing your claim?

Ok then! Gosh, i hope you lot havent heard bad things about these now...........but im using JSK Claims in London.

Also, i think they meant the banks will now be assessing claims. I put my claim into JSK, early October.

eace:

[Bill-K]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Claiming at the compound rate requires a math geek, as well as studying the PPI terms in detail...:beagle:

I'm sure I reply in concord with Turbo in saying that, although we can publish spreadsheets to calculate all this stuff, people still need help in dealing with these tools. I KNOW this for a fact. We have seen cases time and time again where the lenders have offered derisory sums, and done so within the FOS guidelines. Getting our dosh back ain't as simple as it seems. It NEVER has been, and THAT's why we're here. If it WERE that simple, then we wouldn't be discussing it now, would we ?

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Indeed, AC, and this is why I believe there will always be a need for CMC's - and thus an option to use them. Much as I personally dislike the idea of paying someone else to do what I could do myself - I do not think we should assume that our own preferences are the same as everybody else's. So I am in agreement with you there.

I can strip down and rebuild a car engine, having done so on several occasions. But I really can't be @rsed with all the grief and grease these days. I take mine to a mechanic and pay the guy to do it for me. Sure, it took a while to find one who wasn't a rip-off merchant, but it suits me. So - yeah - I could still do the work myself, with the aid of a Haynes manual and a socket set, but I just don't. Not because I'm unable to, or even lazy. I just don't have the time or inclination any more.

I detest rip-off car mechanics as much as I detest rip-off merchants of any sort (and I'm a rip-off taxi driver - hocc, spit....!!!) But I sure don't think that car mechanics should be outlawed for that reason !!!

Agree, Bill-K!

Personally, I would not use a CMC but I would consider using a specialist legal firm in the case of a complcated PPI reclaim; some cases are extremely complex.

The problems faced by the apathetic, is finding a reputable CMC who will not rip them off?

[bravoecho]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Hi guys, I have been following this thread for months now as I work for a CMC.

I would just like to say that not all CMC's are bad news, there are obviously ones that just scam people out of money for up front fee's and have poor customer service, but we're not all like that. The company I work for is a small family business that has been helping people get PPI refunds since it started in 2008/2009. We help people that don't have the time to keep sending letters to the lenders and following things up, we provide a service for the people that don't want to deal with it themselves.

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Cant see any thing on Barclays/woolwich sites yet am I looking in the wrong place?

[Turboman]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Indeed, AC, and this is why I believe there will always be a need for CMC's - and thus an option to use them. Much as I personally dislike the idea of paying someone else to do what I could do myself - I do not think we should assume that our own preferences are the same as everybody else's. So I am in agreement with you there.

I can strip down and rebuild a car engine, having done so on several occasions. But I really can't be @rsed with all the grief and grease these days. I take mine to a mechanic and pay the guy to do it for me. Sure, it took a while to find one who wasn't a rip-off merchant, but it suits me. So - yeah - I could still do the work myself, with the aid of a Haynes manual and a socket set, but I just don't. Not because I'm unable to, or even lazy. I just don't have the time or inclination any more.

I detest rip-off car mechanics as much as I detest rip-off merchants of any sort (and I'm a rip-off taxi driver - hocc, spit....!!!) But I sure don't think that car mechanics should be outlawed for that reason !!!

Just catching up----nice to see you back to your usual ars.ey self

[pompeyfaith]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

The company I work for is a small family business that has been helping people get PPI refunds since it all started in 2008/2009.

It did not all start in 2008/2009 the fsa was on to this at the start in 2005.

[EXC]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I'm sorry bravoecho but this website has a policy of not allowing any advertising from Claims Management Companies. In inviting our members to use our Private Messaging facility to market your company, you are advertising and I would respectfully ask you to edit the above paragraph from your post.

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

It did not all start in 2008/2009 the fsa was on to this at the start in 2005.
[/color][/left]

http://www.mortgagestrategy.co.uk/fs...113739.article

[TUTTSI]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Never heard of them so thats a good thing.... I hope

I have just read on their website that refunds go directly to them. May I respectfully suggest that you now keep a strict eye on this and make sure that they pay you, your 90% as soon as they receive it. You may want to contact the banks which you have claim(s) with to ensure that they have not already paid them out.

Ok then! Gosh, i hope you lot havent heard bad things about these now...........but im using JSK Claims in London.

Also, i think they meant the banks will now be assessing claims. I put my claim into JSK, early October.

eace:

[EXC]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

RBS have been paying back just premiums paid with no interest, if you want interest you had to take it to the FSO.

Did the new ruling say they have to pay interest? Also, what about the interest paid by us when the full cost of the PPI was added on to the loans etc?

The Policy Statement (which is the new rules) requires firms to pay 8% simple interest:

3.45 Many responses from the industry felt that the 8% simple interest rate set out in our guidance as appropriate was too high and that we should consider the outcome of
the Ministry of Justice (MoJ) consultation on the rates used by the courts.

Our response: We responded to these points in CP10/6 (see paragraph 3.37 pg. 57). Since then the consultation by the MoJ has ended, but did not result in legislative change. So 8% remains in line with the approach of the courts and the FOS and we see no good reason to depart from it..

(“simple interest” means a non-compound rate of 8% per annum)

For the rules on interest added to the loan I suggest you word search 'interest' in the Policy Statement http://www.fsa.gov.uk/pubs/policy/ps10_12.pdf

[bravoecho]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I have done, I do apologise!