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Re: Advice PPI / GE Money
Disgracefull actions from this company, Im fuming.
Have you sent any mis-sell letters to them ?.
Have you sent a DPA/SAR to them ?.
We can make the 6 year stat period fit here cuz you only became aware of the PPI mis-sell after your O/Hs death didnt you ?.
Below is my list of mis-sell reasons, let me know which apply to you:
• The PPI was added without my knowledge.
• I was never informed that this PPI is only optional.
• At the time of sale and purchase, I believed that the PPI was compulsory.
• I was never informed that if PPI was required I could purchase it elsewhere.
• I was pressurised into buying the Payment Protection Insurance.
• I was informed that I would have a better chance of getting the loan if PPI was included.
• I was led to believe that our application would have been rejected had I not included the PPI.
• It was certainly not in my interest to purchase this particular policy.
• I was not asked whether I already had any existing (insurance / employer cover/benefits) that would cover the repayments.
• It was never explained that there are exclusions within the policy clauses that could seriously affect any potential claim I made on this insurance.
• It was never explained that there are restrictions for the (unemployed / self-employed / retired / certain age group) of which I fall into.
• This PPI was unsuitable for me because at the purchase date I was, and continue to be, in receipt of benefits for (name of benefit).
• At the time of purchasing the PPI, I was not made aware of any exclusions which related to pre-existing or on-going medical problems.
• The PPI policy exclusions were never properly explained, so I was unable to make an informed decision as to whether this insurance was required or not.
• I paid in advance for the PPI but it was never explained that there are other methods of payment available.
• It was never explained that by adding the PPI premium to the loan amount, it would incur a huge amount of interest over the fixed period repayment term.[/font]
• It was not explained that the PPI would not run for the full term of my loan.
• I consolidated my loan and the PPI was automatically increased.
Disgracefull actions from this company, Im fuming.
Have you sent any mis-sell letters to them ?.
Have you sent a DPA/SAR to them ?.
We can make the 6 year stat period fit here cuz you only became aware of the PPI mis-sell after your O/Hs death didnt you ?.
Below is my list of mis-sell reasons, let me know which apply to you:
• The PPI was added without my knowledge.
• I was never informed that this PPI is only optional.
• At the time of sale and purchase, I believed that the PPI was compulsory.
• I was never informed that if PPI was required I could purchase it elsewhere.
• I was pressurised into buying the Payment Protection Insurance.
• I was informed that I would have a better chance of getting the loan if PPI was included.
• I was led to believe that our application would have been rejected had I not included the PPI.
• It was certainly not in my interest to purchase this particular policy.
• I was not asked whether I already had any existing (insurance / employer cover/benefits) that would cover the repayments.
• It was never explained that there are exclusions within the policy clauses that could seriously affect any potential claim I made on this insurance.
• It was never explained that there are restrictions for the (unemployed / self-employed / retired / certain age group) of which I fall into.
• This PPI was unsuitable for me because at the purchase date I was, and continue to be, in receipt of benefits for (name of benefit).
• At the time of purchasing the PPI, I was not made aware of any exclusions which related to pre-existing or on-going medical problems.
• The PPI policy exclusions were never properly explained, so I was unable to make an informed decision as to whether this insurance was required or not.
• I paid in advance for the PPI but it was never explained that there are other methods of payment available.
• It was never explained that by adding the PPI premium to the loan amount, it would incur a huge amount of interest over the fixed period repayment term.[/font]
• It was not explained that the PPI would not run for the full term of my loan.
• I consolidated my loan and the PPI was automatically increased.
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