Ppi claim company (yes car credit)

[Gman1969]

Hi just a bit of advice needed as wondering if I am wasting my time... I used a company to make numerous ppi claims a couple of years ago... Which looking back I should have just done myself to save a few pounds but got quite a bit of cash back. Anyhow I had a couple of cars through yes car credit but this was pre 2005 and ended 2007. The claim was ongoing through this company I was using and then had a letter from them about 2years or so later saying the ombudsman had rejected my claim as it was pre Feb 2005. Would it have taken that long and would it be worth a go to make a claim against direct auto finance instead? As they were the finance company.Am i allowed to sumit a new claim for this? any help apprechiated.

[EXC]

Re: Ppi claim company (yes car credit)

You have nothing to lose but if FOS rejected the claim to Yes Car Credit because it was pre 2005 (pre regulation) I suspect that they would ultimately also reject one against Direct Auto Finance on the same basis.

[Gman1969]

Hello again. . Never got round to actually doing this but looking for advice with regards to making a claim against direct auto finance.. If I remember rightly I don't actually think it was refused by the fos.. I actually think it said they were advised it would be unsuccessful if it was referred to the fos... I know the rules for claiming ppi have changed a lot over the last couple of years and just wanting advice on what to do as I haven't actually made a claim myself... I used a claims company and have read on Internet that people have actually had success claiming against daf even though ycc sold me the car... Any advice would be appreciated thanks in advance