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Banksmart

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  • Banksmart

    Dear Legal Beagles - please help!

    I notice there are a number of issues with Banksmart and i've been overwhelmed with the amount of breach of contract invoices I've received, now totalling £17,100.00 and probably rising all of the time. They have also put me to a credit company, CMS who state I need to pay this amount ASAP.

    So to address the issue I sent this complaint which will also outline my situation and some of what has gone on.

    Please accept this email as a formal complaint.
    I have been sent an incredibly extensive statement from yourself to the amount of £17,100.

    Let me please bring to your attention:

    I had explained to you that there were no claims on many of the accounts you are now charging a breach of contract, yet you have continued to pursue and charge me an account on this. I asked what was required to stop these statements and I was advised to fill in paperwork which I returned, but yet you have continued regardless.

    I discussed this again with you recently and was informed to fill in the new paperwork, once received I could see this was more agreements to continue to search, not for the closure as first intimated by yourself. I instructed I did not want to search these companies some time ago and more recently again I had given the same instruction, but now for some reason you are continuing this search and charging me for breach of contract.

    I have contacted the Legal Ombudsman and have taken legal advice and you will be hearing from me in due course. In the interim:
    • Send a full breakdown of what you have actually provided as a service.
    • Send me your full terms and conditions.
    • Any documentation with my signature.
    You have acted outside of any direction from myself and have no legal capacity to do so. I notice that you have issued close to £1,000 in charges in one month. These charges should be frozen.

    I have since received a response to my complaint which I would be more than happy to share with you although preferably not for full view.

    Regards


    Tags: None

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