Claim from BW Legal and PRAC

[Ion52]

Hi to all.

BW Legal and PRAC (PRAC bought the debt )

have been chasing me for a defaulted account with Money Shop for over 1 year now. I have asked them several times to provide documents ( any existing Default Notice sent by Money Shop, Deed Agreement, the Notice of Assignment made under the hand of the assignor under section 136 of the law of property act 1925 )

that my support their claim. In all this time all what they sent me was a doctorate Notice of Assignment and Statement of the account ( doctorate too). Few weeks ago I have asked PRAC for CCA and they sent my a copy of CCA and statement of account. The sum claim by them is around £500. As they sent the CCA is there any other chance to challenge them. I have attached some of the letters I have received from them. I will really appreciate if any one can advice me what to do. Thanks.

[Elihearts]

Can I please see that statement they have sent without it being blacked out?

[warwick65]

Hi
Another question
Did they ever send you a default notice and if so how was it sent?

[Ion52]

warwick65 Sorry missing your replay. No, they never sent my any Default Notice.

[Ion52]

Hi to all.

BW Legal and PRAC (PRAC bought the debt )

have been chasing me for a defaulted account with Money Shop for over 1 year now. I have asked them several times to provide documents ( any existing Default Notice sent by Money Shop, Deed Agreement, the Notice of Assignment made under the hand of the assignor under section 136 of the law of property act 1925 )

that my support their claim. In all this time all what they sent me was a doctorate Notice of Assignment and Statement of the account ( doctorate too). Few weeks ago I have asked PRAC for CCA and they sent my a copy of CCA and statement of account. The sum claim by them is around £500. As they sent the CCA is there any other chance to challenge them. I have attached some of the letters I have received from them. I will really appreciate if any one can advice me what to do. Thanks.

Yes. I will pm you