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Please help! at wits end!
Thread: Hi everyone, newbie! Desprately in need of help, payday loan comp cleared account out
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Hi everyone, newbie! Desprately in need of help, payday loan comp cleared account outHi everyone, I am new to here & would gratefully appreciate any advice you could offer. I have a payday loan with cheque centre, I unfortunately realised I was unable to pay back the full amount in January as had got in over my head. I went into the branch & the girl advd I could pay back at £112 pcm, I accepted this & unfortunately , come February when the 1st payment was due, thanks to everything not being paid the previous month, I was unable to make the payment as I had double car ins etc coming out. I called them to advise & they asked me to provide a bank statement to show hardship, which I did. They called me 5-6 times on my mobile & I kept missing the call & had no credit on my phone to call them back & did not want to phone from my work & risk overhearing. I was paid on Monday afternoon & so called to pay them a payment & set up a more realistic & affordable payment plan yest afternoon. I have been devastated to find out that they have taken £767 out of the £777 that was in my account. I am honestly close to breaking point! this is all the money I have to keep me & 3 children all month, I didn't even get a chance to get any food in for the kids or get petrol. I am also in a relationship that I am currently trying to get out of after 14yrs of dealing with his alcoholism but cannot afford to move out yet but we physically & financially lead separate lives & because we technically still live together, I cannot claim child/working tax credits, so this is all the money I have. I am at my wits end & don't know where to turn. The ironic part is that I managed to get back to work after being off for 3 years being newly diagnosed with multiple sclerosis. I was in receipt of DLA including a mobility car which is why I felt I could get back to work, in doing so, they took my DLA back off me (inc my car) & I am now £380 pcm worse off for working?!?!?! sorry for the long post but don't know where else to turn.
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