please somebody help me ref shoosmiths / arrow chasing debt after CCJ March 2012

[MIKE770]

Re: please somebody help me ref shoosmiths / arrow chasing debt after CCJ March 2012

try and hang out till then then, but come back if any events?

[MIKE770]

Re: please somebody help me ref shoosmiths / arrow chasing debt after CCJ March 2012

income hasn't changed and no new cards (not even old cards) might just not acknowledge anything and see where it leads as the 6 year mark is only 11 months away and I am hoping they are just testing the water so I imagine the next 11 months will be spent on the toilet for me

b ]

make good use of their letter on the loo??? print down of course lol

[nemesis45]

Re: please somebody help me ref shoosmiths / arrow chasing debt after CCJ March 2012

[QUOTE=dave798;721688]Quick questions.
1. after filling in the I & E form and showing negative disposable income even though I have not made any payments for 5+ years towards this CCJ for £4300 and I am able to borrow £860 from a family member (20% of CCJ) if I make this offer of full and final payment will the 6 years waiting start all over again on my credit file or will the CCJ whether fully satisfied or partially satisfied still drop off in March 2018 (6 years from judgement date)?
2. if Arrow/Shoosmiths are willing to open negotiations towards settling the CCJ and they refuse F & F settlement but accept token payments as that is all I can afford will the CCJ remain on credit file till it is fully satisfied?
3. Could this just be a sleeping dragon as when I checked with Noddle reference my Credit file the file was searched by Arrow with the heading

******Administrative review, ie if I do not acknowledge anything will the CCJ not be enforceable after the 6 year time limit?********

The CCJ will still be enforceable after 6 years but the claimant may have to seek permission from the court to proceed.

nem

[MIKE770]

Re: please somebody help me ref shoosmiths / arrow chasing debt after CCJ March 2012

so let it get statute barred????? paying will not make any difference except extra for xmas staff party or some git on a brand new yacht!

[dave798]

Re: please somebody help me ref shoosmiths / arrow chasing debt after CCJ March 2012

[QUOTE=nemesis45;721726]

Quick questions.
1. after filling in the I & E form and showing negative disposable income even though I have not made any payments for 5+ years towards this CCJ for £4300 and I am able to borrow £860 from a family member (20% of CCJ) if I make this offer of full and final payment will the 6 years waiting start all over again on my credit file or will the CCJ whether fully satisfied or partially satisfied still drop off in March 2018 (6 years from judgement date)?
2. if Arrow/Shoosmiths are willing to open negotiations towards settling the CCJ and they refuse F & F settlement but accept token payments as that is all I can afford will the CCJ remain on credit file till it is fully satisfied?
3. Could this just be a sleeping dragon as when I checked with Noddle reference my Credit file the file was searched by Arrow with the heading

******Administrative review, ie if I do not acknowledge anything will the CCJ not be enforceable after the 6 year time limit?********

The CCJ will still be enforceable after 6 years but the claimant may have to seek permission from the court to proceed.

nem

but after 6 years will they not have to apply to the court and send me details of this happening ?

[nemesis45]

Re: please somebody help me ref shoosmiths / arrow chasing debt after CCJ March 2012

so let it get statute barred????? paying will not make any difference except extra for xmas staff party or some git on a brand new yacht!

The clock stops ticking on the date a claim is issued.

nem