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I got a surprising CCJ judgment on 2nd March (awaiting paperwork in post). I was shocked at the outcome as I believe I did all the right things. I made a case that the debt bought by lowell portfolio 1 ltd from capital one is unenforceable as the claimant's could not produce a copy of the original agreement or the assignment. Lowell produced a copy of the original application but no legal assignment. Cut story short, they got the judgment in their favour. I presented what I have and thought as the agreement but was told it is a letter. I guess I was overwhelmed by the judges handling of the case as he interjected my presentation a lot as not relevant and I should get what he is thinking. When the case finished and came out of the chamber, I realised that I only gave the letter to which the card was attached and not the copy of the original agreement that was also enclosed with the card. This was clearly the copy of the agreement unsigned and undated and I was advised to keep it in a safe place. The application is dated 2001 and together with costs, interests and fees the debt awarded stands at @£7000. I cannot afford to pay this and can't sleep.
DO I HAVE ANY ROOM TO GET THE COURT TO REVIEW THE CASE IN VIEW OF MY NEWLY FOUND COPY OF ORIGINAL AGREEMENT. SOMEBODY PLEASE HELP ME AS I AM DROWNING. LIFE'S DIFFICULT AT THE MOMENT.
DO I HAVE ANY ROOM TO GET THE COURT TO REVIEW THE CASE IN VIEW OF MY NEWLY FOUND COPY OF ORIGINAL AGREEMENT. SOMEBODY PLEASE HELP ME AS I AM DROWNING. LIFE'S DIFFICULT AT THE MOMENT.
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