Lowell Default - Only just found out due to credit report - £42

[volvoman]

Hi All,

I thought I would make a separate thread as I am currently dealing with a unknown CCJ on my credit file and now this. I seem to have a default notice due to £42

screenshot windows 7

Again what annoys me is I did not know anything about this, the address it was sent to I was only there for a few months!

Now I understand a default is not like a CCJ but the £42 I had no way to pay or new I even owed it!

Is there anything else I can do?

Cheers

[volvoman]

Re: Lowell Default - Only just found out due to credit report - £42

Can anyone help please?

[Kati]

Re: Lowell Default - Only just found out due to credit report - £42

:sorry: this was missed ... tagging [MENTION=55034]nemesis45[/MENTION] xx

[volvoman]

Re: Lowell Default - Only just found out due to credit report - £42

Sorry its fine, I just really am I need of two issues I have the other is this.#

http://legalbeagles.info/forums/showthread.php?89894-County-Court-Judgment-given-I-was-not-aware-of-this!&highlight=

Many Thanks to all!

[nemesis45]

Re: Lowell Default - Only just found out due to credit report - £42

Hi All,

I thought I would make a separate thread as I am currently dealing with a unknown CCJ on my credit file and now this. I seem to have a default notice due to £42

screenshot windows 7

Again what annoys me is I did not know anything about this, the address it was sent to I was only there for a few months!

Now I understand a default is not like a CCJ but the £42 I had no way to pay or new I even owed it!

Is there anything else I can do?

Cheers

Good morning Volvoman.
Apologies for missing your post.

Which service provider is this?
This tiny amount really should not be allowed to affect you.

Telecoms contract do not have a requirement for a Default Notice they usually send a Final Demand For Payment.

Is this definitely your account?

You could try offering Lowell the payment if they will as a gesture of good will mark CRA files as " settled".

nem

nem

[volvoman]

Re: Lowell Default - Only just found out due to credit report - £42

Hi thanks for the help!

Yes I just checked my noodle credit report and lists 15/10/2013 for a telecommunications provider.

Under Lender it lists Lowell

Is there any way to contest this as I new nothing about it until this month!

I would have paid the £42 if I had know about it, I feel this company have gone out there way to do this.

Is there anything I can do to remove it!

[nemesis45]

Re: Lowell Default - Only just found out due to credit report - £42

Hi thanks for the help!

Yes I just checked my noodle credit report and lists 15/10/2013 for a telecommunications provider.

Under Lender it lists Lowell

Is there any way to contest this as I new nothing about it until this month!

I would have paid the £42 if I had know about it, I feel this company have gone out there way to do this.

Is there anything I can do to remove it!

There's a possibility that you might get Lowell to mark the account as settled as a gesture of good will if you pay the debt off explaining what has happened.

There is a snag to this Lowell did not place the default it would have been registered by the telecoms provider.
A complaint to the Information Commissioners Office is another approach it has said in the past that it is unfair to register defaults for trivial amounts.

nem