Lowell has sent a letter from county court business crntre

[Jojo1982]

Hi all just after a little advise, about 3-4 years ago my brother applied for some catalogues in my name, I wasn't happy at all when I found out, he didn't order much so I said pay them off n stop the catalogue, he was paying them off to start with, my brother moved away from the area, stopped speaking to me and I haven't heard off him since, I wasn't aware of how bad the debt was until I started receiving letters from Lowell finance informing me of the debt, I chose to ignore them as it wasn't my debt, Ive tried getting in contact with my brother but to no avail, I have now received a letter from the county court business centre and I don't k ow what to do about it, any advise would be greatly received as I have to reply as I do t want to make it any worse, thank you,

[MIKE770]

Re: Lowell has sent a letter from county court business crntre

@dianaM @nemisis45

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First Steps read this 1st and await the others to help you!

[Jojo1982]

Re: Lowell has sent a letter from county court business crntre

Thank u I'll have a look now, the letter is dated 30/12/16 so should I acknowledge and tick which box,
1. I intend to defend all this claim
2. I intend to defend part of this claim or
3. I intend to contest jurisdiction?
Thank u for your help

[MIKE770]

Re: Lowell has sent a letter from county court business crntre

always defend the claim at this stage

not part leave alone

if it issued in say England/wales and you live in England/wales ignore jurisdiction unless you live in Scotland then that would be your jurisdiction

[charitynjw]

Re: Lowell has sent a letter from county court business crntre

Hi & welcome to LB

For now, defend in full.
If you live in England/Wales, do not contest jurisdiction.

[Jojo1982]

Re: Lowell has sent a letter from county court business crntre

Great thank you, I'll do it on online then

[Jojo1982]

Re: Lowell has sent a letter from county court business crntre

Hi after I have selected to defend in full, what do I do after that??

[charitynjw]

Re: Lowell has sent a letter from county court business crntre

If you live in England/Wales, do not contest jurisdiction.

At this stage do not enter a written defence in the defence box - leave blank.

[Jojo1982]

Re: Lowell has sent a letter from county court business crntre

Ok thanks, if anyone can tell me what I do after that I would really appreciate all the help, thank you for your support

[Jojo1982]

Re: Lowell has sent a letter from county court business crntre

Hey all I have done this and now waiting for a reply, I have received an email today with a completely different amount on so don't know what's goin on? I checked on noodle for my credit rating and apparently there are 3 unpaid agreements, i can only presume that my brother applied for 3 different catalogues in my name, I feel so depressed and down with all this stress at the moment, I'm worried in case bailiffs turn up at my house, what can I do??

[charitynjw]

Re: Lowell has sent a letter from county court business crntre

Hi

Post up the Particulars of Claim (Front of the N1 court claim form)
Or type verbatim.
Don't post personal data, though.

[Jojo1982]

Re: Lowell has sent a letter from county court business crntre

Hi

Post up the Particulars of Claim (Front of the N1 court claim form)
Or type verbatim.
Don't post personal data, though.

Hey this is what it says...
The claimants claim is for the sum of £1596.99 being monies due from the defendant of the claimant under a home shopping agreement regulated by the consumer credit act 1974 between the defendant and ship direct finance company ltd under account ref ********* and assigned to the claimant on 9/5/14 notice of which had been given to the defendant. The defendant failed to maintain the contractual payment under the terms of the agreement and a default notice had been served and not complied with. The claim also includes statutory interest pursuant to section 69 of the county courts act 1984 at a rate of 8.00% per annum( a daily rate of £0.35 from the date of assignment of the agreement to 9/5/15 being an amount of £128.10.

Any help would be greatly received, thank you.

[charitynjw]

Re: Lowell has sent a letter from county court business crntre

Ok

Now send CCA & CPR 31.14 requests (Example templates in green on top of this thread).
http://legalbeagles.info/forums/foru...-a-Court-Claim
For the CPR, ask for copies of the agreement, the Notice of Assignment & the Default Notice

[Jojo1982]

Re: Lowell has sent a letter from county court business crntre

Ok

Now send CCA & CPR 31.14 requests (Example templates in green on top of this thread).
http://legalbeagles.info/forums/foru...-a-Court-Claim
For the CPR, ask for copies of the agreement, the Notice of Assignment & the Default Notice

Hi ya, I have done that already, I posted them off on Tuesday and had them recorded delivery, I haven't had any replays yet tho .

[charitynjw]

Re: Lowell has sent a letter from county court business crntre

Hi ya, I have done that already, I posted them off on Tuesday and had them recorded delivery, I haven't had any replays yet tho .

If it were me I'd now SAR the original creditor (I'm guessing Shop Direct , not ship direct ) for all data.