Swift Advance After Repo
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Re: Swift Advance After Repo
I am sure that Diane M and or pt will correct me if I'm wrong but in case you cannot get proper legal representation.
WE have to proceed as follows
1. Prepare a Defence
2. Prepare a Witness Statement
3. Prepare a Skelton Argument
4 Prepare a Counter claim.............. this could be included in your defence as 1 document
Most of it is in Dertermined's presentation...........it just needs to be split up and in each of 1 ,2,3, & 4, some more additions such as using the Bexhill case and the use of unlicensed trading names.................and using section 140 of the CCA and we need to extract from Swift the fact that they paid commission to your broker guided by the input of pt on claiming this issue.
Sparkie
- 2 likes
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Re: Swift Advance After Repo
Originally posted by sofi3353 View Postno i didnt Sparkie
BUT, you must without question look at the secret commission point too, it can unwind everything back to the start and is a very powerful point to take.
You need to look at getting proper representation, there are firms out there who will be prepared to run a case such as this, i know this for a fact as i am already running cases against Swift AdvancesI work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.
If you need to contact me please email me on Pt@roachpittis.co.uk .
I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.
You can also follow my blog on consumer credit here.
- 2 likes
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Re: Swift Advance After Repo
Originally posted by pt2537 View PostI agree with everything said on here about next steps
BUT, you must without question look at the secret commission point too, it can unwind everything back to the start and is a very powerful point to take.
You need to look at getting proper representation, there are firms out there who will be prepared to run a case such as this, i know this for a fact as i am already running cases against Swift Advances
Sparkie
- 2 likes
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Re: Swift Advance After Repo
Originally posted by meellis View PostCongrats Sofi, that's some good breathing space you have won.
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Originally posted by Sparkie1723 View PostI am sure that Diane M and or pt will correct me if I'm wrong but in case you cannot get proper legal representation.
WE have to proceed as follows
1. Prepare a Defence
2. Prepare a Witness Statement
3. Prepare a Skelton Argument
4 Prepare a Counter claim.............. this could be included in your defence as 1 document
Most of it is in Dertermined's presentation...........it just needs to be split up and in each of 1 ,2,3, & 4, some more additions such as using the Bexhill case and the use of unlicensed trading names.................and using section 140 of the CCA and we need to extract from Swift the fact that they paid commission to your broker guided by the input of pt on claiming this issue.
Sparkie
i will ring around and see if i can a solicitor
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Originally posted by pt2537 View PostI agree with everything said on here about next steps
BUT, you must without question look at the secret commission point too, it can unwind everything back to the start and is a very powerful point to take.
You need to look at getting proper representation, there are firms out there who will be prepared to run a case such as this, i know this for a fact as i am already running cases against Swift Advances
No harm in asking
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Re: Swift Advance After Repo
Sofi, Pt can't do that he would be not only breaking the site rules but his position as a Legal Executive.............I can recommend a very good one but the firm is in Liverpool. There is also one in Leigh Lancashire
I can e.mail you their names if you would like me to.
Sparkie
- 1 thank
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Re: Swift Advance After Repo
Originally posted by Sparkie1723 View PostThe problem is Swift will not disclose the amount of commission they pay I have first hand knowledge of this they either refuse to supply a copy of the underwriting sheet or redact it so it is useless, sofi's broker went bust ages ago so can't find out that way.
Sparkie
I have a letter, from them, on my desk, confirming they paid a commission without notice, the key is how you get that info, theres ways mate
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Originally posted by Sparkie1723 View PostSofi, Pt can't do that he would be not only breaking the site rules but his position as a Legal Executive.............I can recommend a very good one but the firm is in Liverpool. There is also one in Leigh Lancashire
I can e.mail you their names if you would like me to.
SparkieI work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.
If you need to contact me please email me on Pt@roachpittis.co.uk .
I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.
You can also follow my blog on consumer credit here.
- 3 likes
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Re: Swift Advance After Repo
Originally posted by pt2537 View PostI have a letter, from them, on my desk, confirming they paid a commission without notice, the key is how you get that info, theres ways mate
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Theres also one down in Brighton too mate,
I know which one I'd ask if I was in sofi's position ( which I will be after next April.
Sparkie
- 1 thank
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Re: Swift Advance After Repo
Originally posted by Sparkie1723 View PostActually I was going to recommend that very one first as They were the ones that got me me my Appeal Court ruling result which I'm very happy about
I know which one I'd ask if I was in sofi's position ( which I will be after next April.
SparkieI work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.
If you need to contact me please email me on Pt@roachpittis.co.uk .
I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.
You can also follow my blog on consumer credit here.
- 3 likes
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Re: Swift Advance After Repo
Originally posted by meellis View PostAt some point I would like to talk about results and especially how to achieve them.
On another point I noticed in sofis account entries they increased their management charge back to their original charge........... from £64 ...back up to £70 in 2014 ....that's the time that they paid Barclays back............ by having to seek other funding, that must have cost them some money to get all those legal negotiations carried out that left them desperate for money...........they had to get that back somehow..............remember debts become assets in accounts as you know yourself.
Sparkie
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Re: Swift Advance After Repo
That's the thing Sparks, they are borrowing against debts like yours and Sofis, book assets when they might be unable to realise them. At some point soon I need to up the ante on my situation so I need to decide whether to proceed un aided or to find some battle hardened veterans as it were.
- 4 likes
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Re: Swift Advance After Repo
Originally posted by meellis View PostThat's the thing Sparks, they are borrowing against debts like yours and Sofis, book assets when they might be unable to realise them. At some point soon I need to up the ante on my situation so I need to decide whether to proceed un aided or to find some battle hardened veterans as it were.
I had hoped pt would read it to see what I have discovered.
Sparkie
- 2 likes
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