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Hi,
I'm new here and looking for a bit of advice. I've had a good look on here and cant find anything conclusive to my situation, so hopefully someone can help.
Ok, several years ago I was in a marriage where my wife had a bit of a spending habit and a lot of debt was run up, some being in my name. Eventually the marriage broke down and I was left personally in debt for £20k to various companies, I lost my house and pretty much everything as a result of her clearing off.
Eventually I got back onto my feet, met someone new, started a family and when things were looking up debt wise was made redundant. I had a bit of a breakdown and as a result stopped paying debts etc.
Recently a company called Mortimer Clarke solicitors have made contact with me claiming I owe £1965 for a previous debt, they claim a CCJ was issued against me for this amount back in 2011 which is when they last wrote to me and being mid crisis time I know I didn't reply. I have searched for this CCJ through Trust online (via gov.uk) and now have a document showing nothing listed against me.
I'm aware of the 6yr statute through searching but is this relevant in my case? The debt seems to have been sold off over and over so I don't even know where it originally came from.
I don't want to get in touch with them asking for proof in case this admits liability of sorts and starts everything off again and I certainly cant afford the demanded payment.
It's stirred up a lot of horrible feelings I thought had long gone
Anyone able to help please? What should I do?
Thanks in advance
I'm new here and looking for a bit of advice. I've had a good look on here and cant find anything conclusive to my situation, so hopefully someone can help.
Ok, several years ago I was in a marriage where my wife had a bit of a spending habit and a lot of debt was run up, some being in my name. Eventually the marriage broke down and I was left personally in debt for £20k to various companies, I lost my house and pretty much everything as a result of her clearing off.
Eventually I got back onto my feet, met someone new, started a family and when things were looking up debt wise was made redundant. I had a bit of a breakdown and as a result stopped paying debts etc.
Recently a company called Mortimer Clarke solicitors have made contact with me claiming I owe £1965 for a previous debt, they claim a CCJ was issued against me for this amount back in 2011 which is when they last wrote to me and being mid crisis time I know I didn't reply. I have searched for this CCJ through Trust online (via gov.uk) and now have a document showing nothing listed against me.
I'm aware of the 6yr statute through searching but is this relevant in my case? The debt seems to have been sold off over and over so I don't even know where it originally came from.
I don't want to get in touch with them asking for proof in case this admits liability of sorts and starts everything off again and I certainly cant afford the demanded payment.
It's stirred up a lot of horrible feelings I thought had long gone
Anyone able to help please? What should I do?
Thanks in advance
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