Need help with claim form from restons/cabot

[Villarkita]

Received a claim? Yes
Issue Date: 5-2-2016
Amount approx: 350.09
Claimant: Cabot Financial UK Limited
Solicitor: Restons Solicitors Limited
Original Credit: Capital One

Particulars of Claim:
The Claimant claims payment of the overdue balance from the defendant(s) under a contract between the defendant(s) and Capital One dated on or about Nov 23 2009 and assigned to the Claimant on Sep 28 2015

PARTICULARS a/c xxxxxxxxxxxxx
DATE ITEM VALUE
15/01/2106 Default Balance 275.09
Post Rfrl Cr Nil

TOTAL 275.09

Stat Barred? No

Have sent: nothing, feel a little lost with what I should do.
From reading around the forum I should acknowledge the service and send a cca to Cabot, anything else?

Thanks to anyone who can help me with this.

[Villarkita]

Re: Need help with claim form from restons/cabot

Can anyone give me a little insight here? When is my defense due by?
A claim was issued against you on 05/02/2016


Your acknowledgment of service was submitted on 16/02/2016


Your acknowledgment of service was received on 16/02/2016

I have sent off a cpr to reston solicitors and I have sent off a CCA request to Cabot.

What next? Am I missing anything?
The original amount owing was 275.09 and with extra costs of £25 for issuing the claim and £50 for solicitor fees? Am I right in thinking this claim will end up in the small claims court? If so are they allowed to claim solicitor fees?

Thanks for reading.

[Sandyhaven]

Re: Need help with claim form from restons/cabot

Hi,

I phoned the court and gave case number they were extremely helpful in giving exact dates for submission, don't be scared they won't bite.

Regards,

Sandyhaven

[Villarkita]

Re: Need help with claim form from restons/cabot

Hi,

I phoned the court and gave case number they were extremely helpful in giving exact dates for submission, don't be scared they won't bite.

Regards,

Sandyhaven

Thank you, I called them today and I have to file my defence by the 9th of march.

[Villarkita]

Re: Need help with claim form from restons/cabot

I got a letter from Restons today in reply to my CPR 31.14
I sent a CCA request to cabot on the 16th and was signed for by them on the 17th.
I believe the 14 working dates ends on the 9th which is when I'm meant to file my defence.

I have attached the Restons letter and also the court claim which I hope will be helpful for anyone who can help.

[Sandyhaven]

Re: Need help with claim form from restons/cabot

Bump [MENTION=55034]nemesis45[/MENTION]

[nemesis45]

Re: Need help with claim form from restons/cabot

I got a letter from Restons today in reply to my CPR 31.14
I sent a CCA request to cabot on the 16th and was signed for by them on the 17th.
I believe the 14 working dates ends on the 9th which is when I'm meant to file my defence.

I have attached the Restons letter and also the court claim which I hope will be helpful for anyone who can help.

Good morning Sandy,

The statement of claim mentions only the agreement contract and the assignment so is that all you requested?

Restons as usual glossing over their " responsibilities" !


Send the a "polite" reminder along the lines of

FAO Nigel Petrie Coe
Principal Restons solicitors.


Ref CC Claim No,...................

Your client: Cabot Financial (UK) Ltd.


Sir,

I refer to your verbose letter dated.............................. in reply to my request for inspection of documents made under the provisions of CPR 31 .14,

As I am sure you are aware what documents if any I may or may not have received from any party in the past is not relevant to my request for inspection
of the documents mentioned in the statement of claim and on which your client intends to rely in court.

Therefore I expect to receive the following by return of post.

1. A copy of the contract relevant to the alleged debt.

2. The Notice of assignment of the debt from Capital One to Cabot Financial (UK) Ltd.

The conduct of Restons and its client in this matter will be brought to the attention of the court.

yours etc.

Use signed for post and check delivery date and signature, Cabot et al are making a habit of deny receipt of docs so keep the post office receipts etc.

nem

[Kati]

Re: Need help with claim form from restons/cabot

You should also make a start on your defence (Example Here) ... post up a draft on here for the other Baegles to look at xx

[Sandyhaven]

Re: Need help with claim form from restons/cabot

Hi [MENTION=55034]nemesis45[/MENTION] [MENTION=49370]Kati[/MENTION] [MENTION=81192]Villarkita[/MENTION],

Thanks for response - Villarkita was asking for advice not myself and I couldn't help hopefully Villa will log on soon.

Thanks,

Sandyhaven

[Villarkita]

Re: Need help with claim form from restons/cabot

Bump @nemesis45

Thank you.

Good morning Sandy,

The statement of claim mentions only the agreement contract and the assignment so is that all you requested?

Restons as usual glossing over their " responsibilities" !


Send the a "polite" reminder along the lines of

FAO Nigel Petrie Coe
Principal Restons solicitors.


Ref CC Claim No,...................

Your client: Cabot Financial (UK) Ltd.


Sir,

I refer to your verbose letter dated.............................. in reply to my request for inspection of documents made under the provisions of CPR 31 .14,

As I am sure you are aware what documents if any I may or may not have received from any party in the past is not relevant to my request for inspection
of the documents mentioned in the statement of claim and on which your client intends to rely in court.

Therefore I expect to receive the following by return of post.

1. A copy of the contract relevant to the alleged debt.

2. The Notice of assignment of the debt from Capital One to Cabot Financial (UK) Ltd.

The conduct of Restons and its client in this matter will be brought to the attention of the court.

yours etc.

Use signed for post and check delivery date and signature, Cabot et al are making a habit of deny receipt of docs so keep the post office receipts etc.

nem

I sent a letter very similar to this one that I found that you posted on another thread, I sent it off to Restons last week and I'm still awaiting a reply! I have still heard nothing regarding my CCA request, I am due to send off my defence on the 9th of this month and that is also the day the CCA request should have been complied with.
I'm a bit lost on the defense bit but I'll try and get round to that tonight.

You should also make a start on your defence (Example Here) ... post up a draft on here for the other Baegles to look at xx

Thank you Kati, I will give that a read tonight and hopefully be able to get on with my defense tonight.

[nemesis45]

Re: Need help with claim form from restons/cabot

Good afternoon,
Restons will have to refer back to their " client" before responding, Cabot will also take its time.

nem

[Villarkita]

Re: Need help with claim form from restons/cabot

Good afternoon,
Restons will have to refer back to their " client" before responding, Cabot will also take its time.

nem

Thanks for posting.
I will still work on my defense tonight and hopefully get a copy up on here for everyone to have a look at.

[Villarkita]

Re: Need help with claim form from restons/cabot

Is this okay as the template for my defence?

I had some spare time so I got that ready and will fill in the details tonight from the thread posted.

All a bit overwhelming really but slowly getting there

[nemesis45]

Re: Need help with claim form from restons/cabot

Is this okay as the template for my defence?

I had some spare time so I got that ready and will fill in the details tonight from the thread posted.

All a bit overwhelming really but slowly getting there

Yep that the one. Double space between each paragraph, no high lighted or bold text.

nem

[Villarkita]

Re: Need help with claim form from restons/cabot

nemesis45
I think I may actually be finished.

If you get a moment could you take a quick look over it? I'm not sure if it's formatted correctly and if I added the right options.